AIZ – Assurant Inc. – Fundamental analysis, financial statements, key ratios, and fair value analysis

Assurant Inc.

Financial Services
Insurance – Diversified
90.45
1.79
2.02%
110.3
82.65
Stock Current Price
Change
Change %
52 Week High
52 Week Low

Financial Ratios

Earnings per Share (EPS)9.22
EPS Estimate Currrent Qtr0.95
Book Value Per Share84.06
Market Cap 6 Billion
PE Ratio 8.7
Dividend Yield2.756403

Stock Yield

Stock Return 7 Days6.67%
Stock Return 15 Days-2.04%
Stock Return 30 Days -9.39%
Stock Return 3 Months-17.88%
Stock Return One Year-10.59%
Stock Return 3 Years-9.30%

Stock Technical Analysis

Relative Strengh Index (14)44.97
Average True Range (14)2.44
Momentum (14)-1.73
Simple Moving Average (14) -1.73
Time Series Forecast (14)86.21
Time Series Forecast (30) 93.41

Stock News

Financial Statements

index2014201520162017
Revenue10 Billion10 Billion8 Billion6 Billion
Cost of Revenue4 Billion5 Billion2 Billion2 Billion
Gross Profit6 Billion6 Billion6 Billion5 Billion
Gross Margin (%)57.57%54.07%75.99%70.84%
Selling General and Administrative Expense4 Billion4 Billion3 Billion3 Billion
Other operating expenses1 Billion1 Billion1 Billion1 Billion
Earning Before Interest and Taxes EBIT803 Million256 Million906 Million494 Million
EBIT/Operating Margin (%)7.73%2.48%12.03%7.70%
Interest Expense58 Million55 Million58 Million50 Million
Other non-operating expenses/income0000
Earnings before Tax744 Million201 Million849 Million444 Million
Income Tax Expense273 Million60 Million283 Million-75 Million
Net Income471 Million142 Million565 Million520 Million
Net Margin (%)4.54%1.37%7.51%8.10%
Earnings per share from operating income0.2646310.8829410.1755490.101249
Earnings per Diluted Share6.442.059.139.39
Dividends per Basic Common Share1.061.372.032.15
Payout ratio6.075471.496354.497544.36744
Weighted average number of shares outstanding73 Million69 Million62 Million55 Million
index2017 Q42018 Q12018 Q22018 Q3
Revenue2 Billion2 Billion2 Billion2 Billion
Cost of Revenue414 Million415 Million491 Million681 Million
Gross Profit1 Billion1 Billion1 Billion2 Billion
Gross Margin (%)75.31%74.70%73.22%70.01%
Selling General and Administrative Expense746 Million720 Million774 Million736 Million
Other operating expenses346 Million346 Million463 Million751 Million
Earning Before Interest and Taxes EBIT171 Million158 Million104 Million102 Million
EBIT/Operating Margin (%)10.18%9.64%5.69%4.51%
Interest Expense12 Million22 Million26 Million26 Million
Other non-operating expenses/income0000
Earnings before Tax158 Million136 Million78 Million76 Million
Income Tax Expense-155 Million30 Million11 Million23 Million
Net Income313 Million106 Million67 Million53 Million
Net Margin (%)18.66%6.47%3.66%2.33%
Earnings per share from operating income0.0963290.7604931.428182.53972
Earnings per Diluted Share5.661.961.090.76
Dividends per Basic Common Share0.560.560.560.56
Payout ratio10.10713.51.946431.35714
Weighted average number of shares outstanding55 Million54 Million61 Million70 Million
index2014201520162017
Cash and Equivalents1 Billion1 Billion1 Billion997 Million
Trade and Non Trade Receivables9 Billion9 Billion10 Billion11 Billion
Inventory0000
Total Assets32 Billion30 Billion30 Billion32 Billion
Trade and Non Trade Payables7 Billion6 Billion6 Billion6 Billion
Accumulated Retained Earnings Deficit5 Billion5 Billion5 Billion6 Billion
Shareholder’s equity other372 Million-333 Million-1 Billion-1 Billion
Shareholders Equity5 Billion5 Billion4 Billion4 Billion
Total Assets32 Billion30 Billion30 Billion32 Billion
index2017 Q42018 Q12018 Q22018 Q3
Cash and Equivalents997 Million2 Billion1 Billion1 Billion
Trade and Non Trade Receivables11 Billion11 Billion12 Billion13 Billion
Inventory0000
Total Assets32 Billion32 Billion42 Billion43 Billion
Trade and Non Trade Payables6 Billion6 Billion7 Billion7 Billion
Accumulated Retained Earnings Deficit6 Billion6 Billion6 Billion6 Billion
Shareholder’s equity other-1 Billion-1 Billion-534 Million-558 Million
Shareholders Equity4 Billion4 Billion5 Billion5 Billion
Total Assets32 Billion32 Billion42 Billion43 Billion
index2014201520162017
Net Cash Flow from Operations394 Million230 Million109 Million530 Million
Capital Expenditure-84 Million-115 Million-85 Million-36 Million
Net Cash Flow from Investing64 Million264 Million726 Million-541 Million
Net Cash Flow from Financing-776 Million-462 Million-1 Billion-27 Million
Cash and Equivalents1 Billion1 Billion1 Billion997 Million
index2017 Q42018 Q12018 Q22018 Q3
Net Cash Flow from Operations164 Million-76 Million248 Million282 Million
Capital Expenditure8 Million-16 Million-22 Million-21 Million
Net Cash Flow from Investing-299 Million79 Million-2 Billion-390 Million
Net Cash Flow from Financing143 Million1 Billion300 Million146 Million
Cash and Equivalents997 Million2 Billion1 Billion1 Billion

Stock Price History

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