FMN vs SCHQ

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Quick Verdict

SCHQ has a lower expense ratio. FMN delivered stronger 1-year returns. SCHQ offers more diversification with 98 holdings.

Side-by-Side Comparison

MetricFMNSCHQ
Fund FamilyFederated HermesCharles Schwab Asset Management
Expense Ratio0.75%0.03%
AUM$16M$756M
Dividend Yield4.29%4.73%
Holdings Count15098
Inception Date2002-12-202019-10-10
Investment StyleMunicipal BondLong Term Government Bond
1-Month Return+1.41%+1.03%
YTD Return+3.35%+0.99%
1-Year Return+10.46%+2.87%
3-Year Return+4.49%-0.50%
5-Year Return-0.69%-5.65%
10-Year Return+3.87%-
Buy Score5766
Momentum Score4025
Value Score33-

Holdings Overlap

0.0%
Weight Overlap
0
Shared Holdings
85
Total Unique

Sector Allocation

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Frequently Asked Questions

Which has lower fees, FMN or SCHQ?

FMN has an expense ratio of 0.75% while SCHQ charges 0.03%. SCHQ is the cheaper option, saving you money on management fees over time.

Do FMN and SCHQ hold the same stocks?

FMN and SCHQ share 0 common holdings with a 0.0% weight overlap. They hold 85 unique securities combined. The moderate overlap means holding both could provide meaningful diversification benefits.

Which performed better, FMN or SCHQ?

Over the past year, FMN returned +10.46% while SCHQ returned +2.87%. FMN outperformed over this period. Past performance does not guarantee future results.