FMN vs SCHQ
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FMN vs SCHQ
Federated Hermes Premier Municipal Income Fund vs Schwab Long-Term US Treasury ETF
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Quick Verdict
SCHQ has a lower expense ratio. FMN delivered stronger 1-year returns. SCHQ offers more diversification with 98 holdings.
Side-by-Side Comparison
| Metric | FMN | SCHQ |
|---|---|---|
| Fund Family | Federated Hermes | Charles Schwab Asset Management |
| Expense Ratio | 0.75% | 0.03% |
| AUM | $16M | $756M |
| Dividend Yield | 4.29% | 4.73% |
| Holdings Count | 150 | 98 |
| Inception Date | 2002-12-20 | 2019-10-10 |
| Investment Style | Municipal Bond | Long Term Government Bond |
| 1-Month Return | +1.41% | +1.03% |
| YTD Return | +3.35% | +0.99% |
| 1-Year Return | +10.46% | +2.87% |
| 3-Year Return | +4.49% | -0.50% |
| 5-Year Return | -0.69% | -5.65% |
| 10-Year Return | +3.87% | - |
| Buy Score | 57 | 66 |
| Momentum Score | 40 | 25 |
| Value Score | 33 | - |
Holdings Overlap
0.0%
Weight Overlap
0
Shared Holdings
85
Total Unique
Sector Allocation
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Frequently Asked Questions
Which has lower fees, FMN or SCHQ?
FMN has an expense ratio of 0.75% while SCHQ charges 0.03%. SCHQ is the cheaper option, saving you money on management fees over time.
Do FMN and SCHQ hold the same stocks?
FMN and SCHQ share 0 common holdings with a 0.0% weight overlap. They hold 85 unique securities combined. The moderate overlap means holding both could provide meaningful diversification benefits.
Which performed better, FMN or SCHQ?
Over the past year, FMN returned +10.46% while SCHQ returned +2.87%. FMN outperformed over this period. Past performance does not guarantee future results.