FLGV vs NMI

Quick Verdict

FLGV has a lower expense ratio. NMI delivered stronger 1-year returns. NMI offers more diversification with 95 holdings.

Lower Fees: FLGVHigher Returns: NMIMore Diversified: NMI

Side-by-Side Comparison

MetricFLGVNMIWinner
Expense Ratio0.09%0.73%
AUM$1.0B-
Dividend Yield4.11%4.57%
Holdings47220
YTD Return-0.43%+8.64%
1Y Return+1.25%+11.82%
3Y Return (annualized)+3.39%+8.97%
5Y Return (annualized)-0.56%+1.70%
Volatility (annualized)5.0%11.0%
Max Drawdown-18.4%-34.4%
Fund FamilyFranklin Templeton Investments (US)Nuveen
CategoryFixed IncomeTax Preferred
InceptionJun 9, 2020Apr 20, 1988

FLGV vs NMI Performance

Franklin US Treasury Bond ETF (FLGV) is a ETF from Franklin Templeton Investments (US) and Nuveen Municipal Income Fund Inc. (NMI) is a ETF from Nuveen. Over the past year FLGV returned +1.25% while NMI returned +11.82%. Year to date, FLGV is down 0.43% versus a gain of 8.64% for NMI.

Over three years, FLGV compounded at +3.39% per year against +8.97% for NMI; over five years the annualized figures are -0.56% and +1.70% respectively. Across the full 6-year window we track, NMI has the edge at +0.30% annualized vs -0.90%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NMI has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 5.0% for FLGV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.4% for FLGV and -34.4% for NMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLGV charges 0.09% per year while NMI charges 0.73%. On a $10,000 position that is $9 vs $73 annually, a gap of $64 per year that compounds over a long holding period. On income, FLGV currently yields 4.11% against 4.57% for NMI.

Holdings Overlap

0.0%overlap

FLGV and NMI share 0 holdings out of 136 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FLGV or NMI?

FLGV has an expense ratio of 0.09% while NMI charges 0.73%. FLGV is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, FLGV or NMI?

Over the past year FLGV returned +1.25% vs +11.82% for NMI, so NMI leads on 1-year performance. Over the longest common window we track (6 years), FLGV annualized -0.90% vs +0.30% for NMI. Past performance does not guarantee future results.

Which is riskier, FLGV or NMI?

NMI has been the more volatile fund at 11.0% annualized versus 5.0% for FLGV. Worst drawdown: FLGV -18.4% vs NMI -34.4%.

Should I hold both FLGV and NMI?

FLGV and NMI have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLGV and NMI?

FLGV and NMI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 136 unique securities.

Which pays a higher dividend, FLGV or NMI?

FLGV yields 4.11% while NMI yields 4.57%, so NMI currently pays the higher dividend yield.

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