FMN vs IGBH

Quick Verdict

IGBH has a lower expense ratio. FMN delivered stronger 1-year returns. FMN offers more diversification with 85 holdings.

Lower Fees: IGBHHigher Returns: FMNMore Diversified: FMN

Side-by-Side Comparison

MetricFMNIGBHWinner
Expense Ratio0.75%0.14%
AUM$16M$203M
Dividend Yield4.29%5.68%
Holdings1504,130
YTD Return+2.95%+1.39%
1Y Return+8.80%+5.28%
3Y Return (annualized)+6.66%+7.45%
5Y Return (annualized)-2.53%+5.28%
Volatility (annualized)14.7%7.5%
Max Drawdown-53.4%-38.9%
Fund FamilyFederated HermesiShares by BlackRock (US)
CategoryTax PreferredFixed Income
InceptionDec 20, 2002Jul 22, 2015

FMN vs IGBH Performance

Federated Hermes Premier Municipal Income Fund (FMN) is a ETF from Federated Hermes and iShares Interest Rate Hedged Long-Term Corporate Bond ETF (IGBH) is a ETF from iShares by BlackRock (US). Over the past year FMN returned +8.80% while IGBH returned +5.28%. Year to date, FMN is up 2.95% versus a gain of 1.39% for IGBH.

Over three years, FMN compounded at +6.66% per year against +7.45% for IGBH; over five years the annualized figures are -2.53% and +5.28% respectively. Across the full 11-year window we track, IGBH has the edge at +2.84% annualized vs -0.23%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FMN has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 7.5% for IGBH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.4% for FMN and -38.9% for IGBH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FMN charges 0.75% per year while IGBH charges 0.14%. On a $10,000 position that is $75 vs $14 annually, a gap of $61 per year that compounds over a long holding period. On income, FMN currently yields 4.29% against 5.68% for IGBH.

Holdings Overlap

0.0%overlap

FMN and IGBH share 0 holdings out of 161 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FMN or IGBH?

FMN has an expense ratio of 0.75% while IGBH charges 0.14%. IGBH is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, FMN or IGBH?

Over the past year FMN returned +8.80% vs +5.28% for IGBH, so FMN leads on 1-year performance. Over the longest common window we track (11 years), FMN annualized -0.23% vs +2.84% for IGBH. Past performance does not guarantee future results.

Which is riskier, FMN or IGBH?

FMN has been the more volatile fund at 14.7% annualized versus 7.5% for IGBH. Worst drawdown: FMN -53.4% vs IGBH -38.9%.

Should I hold both FMN and IGBH?

FMN and IGBH have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FMN and IGBH?

FMN and IGBH share 0 common holdings with a 0.0% weight overlap. Combined, they hold 161 unique securities.

Which pays a higher dividend, FMN or IGBH?

FMN yields 4.29% while IGBH yields 5.68%, so IGBH currently pays the higher dividend yield.

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