IG vs IGBH

Quick Verdict

IGBH has a lower expense ratio. IGBH delivered stronger 1-year returns. IG offers more diversification with 145 holdings.

Lower Fees: IGBHHigher Returns: IGBHMore Diversified: IG

Side-by-Side Comparison

MetricIGIGBHWinner
Expense Ratio0.19%0.14%
AUM$198M$203M
Dividend Yield5.07%5.68%
Holdings2484,130
YTD Return-1.54%+1.43%
1Y Return+0.84%+5.80%
3Y Return (annualized)+4.56%+7.55%
5Y Return (annualized)-0.69%+5.34%
Volatility (annualized)8.0%7.5%
Max Drawdown-23.8%-38.9%
Fund FamilyPrincipal FundsiShares by BlackRock (US)
CategoryFixed IncomeFixed Income
InceptionApr 18, 2018Jul 22, 2015

IG vs IGBH Performance

Principal Investment Grade Corporate ETF (IG) is a ETF from Principal Funds and iShares Interest Rate Hedged Long-Term Corporate Bond ETF (IGBH) is a ETF from iShares by BlackRock (US). Over the past year IG returned +0.84% while IGBH returned +5.80%. Year to date, IG is down 1.54% versus a gain of 1.43% for IGBH.

Over three years, IG compounded at +4.56% per year against +7.55% for IGBH; over five years the annualized figures are -0.69% and +5.34% respectively. Across the full 8-year window we track, IGBH has the edge at +2.85% annualized vs +0.59%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IG has been the more volatile fund, with annualized monthly volatility of 8.0% compared with 7.5% for IGBH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.8% for IG and -38.9% for IGBH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IG charges 0.19% per year while IGBH charges 0.14%. On a $10,000 position that is $19 vs $14 annually, a gap of $5 per year that compounds over a long holding period. On income, IG currently yields 5.07% against 5.68% for IGBH.

Holdings Overlap

0.0%overlap

IG and IGBH share 0 holdings out of 221 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IG or IGBH?

IG has an expense ratio of 0.19% while IGBH charges 0.14%. IGBH is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, IG or IGBH?

Over the past year IG returned +0.84% vs +5.80% for IGBH, so IGBH leads on 1-year performance. Over the longest common window we track (8 years), IG annualized +0.59% vs +2.85% for IGBH. Past performance does not guarantee future results.

Which is riskier, IG or IGBH?

IG has been the more volatile fund at 8.0% annualized versus 7.5% for IGBH. Worst drawdown: IG -23.8% vs IGBH -38.9%.

Should I hold both IG and IGBH?

IG and IGBH have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IG and IGBH?

IG and IGBH share 0 common holdings with a 0.0% weight overlap. Combined, they hold 221 unique securities.

Which pays a higher dividend, IG or IGBH?

IG yields 5.07% while IGBH yields 5.68%, so IGBH currently pays the higher dividend yield.

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