IG vs TLTP

Quick Verdict

IG has a lower expense ratio. IG delivered stronger 1-year returns. IG offers more diversification with 145 holdings.

Lower Fees: IGHigher Returns: IGMore Diversified: IG

Side-by-Side Comparison

MetricIGTLTPWinner
Expense Ratio0.19%0.39%
AUM$198M$23M
Dividend Yield5.07%14.33%
Holdings2485
YTD Return-1.86%-9.12%
1Y Return+0.54%-7.78%
3Y Return (annualized)+4.74%-
5Y Return (annualized)-0.77%-
Volatility (annualized)8.0%8.6%
Max Drawdown-23.8%-12.7%
Fund FamilyPrincipal FundsAmplify ETFs
CategoryFixed IncomeAlternative
InceptionApr 18, 2018Oct 29, 2024

IG vs TLTP Performance

Principal Investment Grade Corporate ETF (IG) is a ETF from Principal Funds and Amplify TLT US Treasury 12% Option Income ETF (TLTP) is a ETF from Amplify ETFs. Over the past year IG returned +0.54% while TLTP returned -7.78%. Year to date, IG is down 1.86% versus a loss of 9.12% for TLTP.

Risk: Volatility and Drawdowns

TLTP has been the more volatile fund, with annualized monthly volatility of 8.6% compared with 8.0% for IG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.8% for IG and -12.7% for TLTP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IG charges 0.19% per year while TLTP charges 0.39%. On a $10,000 position that is $19 vs $39 annually, a gap of $20 per year that compounds over a long holding period. On income, IG currently yields 5.07% against 14.33% for TLTP.

Holdings Overlap

0.0%overlap

IG and TLTP share 0 holdings out of 148 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IG or TLTP?

IG has an expense ratio of 0.19% while TLTP charges 0.39%. IG is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, IG or TLTP?

Over the past year IG returned +0.54% vs -7.78% for TLTP, so IG leads on 1-year performance. Over the longest common window we track (2 years), IG annualized +0.55% vs -5.23% for TLTP. Past performance does not guarantee future results.

Which is riskier, IG or TLTP?

TLTP has been the more volatile fund at 8.6% annualized versus 8.0% for IG. Worst drawdown: IG -23.8% vs TLTP -12.7%.

Should I hold both IG and TLTP?

IG and TLTP have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IG and TLTP?

IG and TLTP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 148 unique securities.

Which pays a higher dividend, IG or TLTP?

IG yields 5.07% while TLTP yields 14.33%, so TLTP currently pays the higher dividend yield.

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