IGBH vs NMI

Quick Verdict

IGBH has a lower expense ratio. NMI delivered stronger 1-year returns. NMI offers more diversification with 95 holdings.

Lower Fees: IGBHHigher Returns: NMIMore Diversified: NMI

Side-by-Side Comparison

MetricIGBHNMIWinner
Expense Ratio0.14%0.73%
AUM$203M-
Dividend Yield5.68%4.57%
Holdings4,130220
YTD Return+1.39%+11.00%
1Y Return+5.28%+14.29%
3Y Return (annualized)+7.45%+9.76%
5Y Return (annualized)+5.28%+2.10%
Volatility (annualized)7.5%11.0%
Max Drawdown-38.9%-34.4%
Fund FamilyiShares by BlackRock (US)Nuveen
CategoryFixed IncomeTax Preferred
InceptionJul 22, 2015Apr 20, 1988

IGBH vs NMI Performance

iShares Interest Rate Hedged Long-Term Corporate Bond ETF (IGBH) is a ETF from iShares by BlackRock (US) and Nuveen Municipal Income Fund Inc. (NMI) is a ETF from Nuveen. Over the past year IGBH returned +5.28% while NMI returned +14.29%. Year to date, IGBH is up 1.39% versus a gain of 11.00% for NMI.

Over three years, IGBH compounded at +7.45% per year against +9.76% for NMI; over five years the annualized figures are +5.28% and +2.10% respectively. Across the full 11-year window we track, IGBH has the edge at +2.84% annualized vs +0.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NMI has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 7.5% for IGBH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.9% for IGBH and -34.4% for NMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.10. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IGBH charges 0.14% per year while NMI charges 0.73%. On a $10,000 position that is $14 vs $73 annually, a gap of $59 per year that compounds over a long holding period. On income, IGBH currently yields 5.68% against 4.57% for NMI.

Holdings Overlap

0.0%overlap

IGBH and NMI share 0 holdings out of 171 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IGBH or NMI?

IGBH has an expense ratio of 0.14% while NMI charges 0.73%. IGBH is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, IGBH or NMI?

Over the past year IGBH returned +5.28% vs +14.29% for NMI, so NMI leads on 1-year performance. Over the longest common window we track (11 years), IGBH annualized +2.84% vs +0.37% for NMI. Past performance does not guarantee future results.

Which is riskier, IGBH or NMI?

NMI has been the more volatile fund at 11.0% annualized versus 7.5% for IGBH. Worst drawdown: IGBH -38.9% vs NMI -34.4%.

Should I hold both IGBH and NMI?

IGBH and NMI have a monthly-return correlation of 0.10, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IGBH and NMI?

IGBH and NMI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 171 unique securities.

Which pays a higher dividend, IGBH or NMI?

IGBH yields 5.68% while NMI yields 4.57%, so IGBH currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.