AAPY vs VTI
Kurv Yield Premium Strategy Apple ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, AAPY or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. AAPY led over 1Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AAPY | VTI |
|---|---|---|
| Expense Ratio | 0.99% | 0.03%Best |
| AUM | $8M | $666.9B |
| Dividend Yield | 11.56% | 1.03% |
| Holdings | 10 | 3,543 |
| YTD Return | +16.86%Best | +12.28% |
| 1Y Return | +27.60%Best | +16.78% |
| 3Y Return (annualized) | - | +20.89% |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 18.8% | 12.3%Best |
| Max Drawdown | -29.2% | -19.3%Best |
| $10,000 over 2.6 years | $14,941 | $15,671Best |
| Fund Family | Kurv | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Oct 27, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 7, 2024 to Sep 17, 2026 (2.6 years).
AAPY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
AAPY vs VTI Performance
Kurv Yield Premium Strategy Apple ETF (AAPY) is an ETF from Kurv and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AAPY returned +27.60% while VTI returned +16.78%. Year to date, AAPY is up 16.86% versus a gain of 12.28% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AAPY has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.2% for AAPY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AAPY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, AAPY currently yields 11.56% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in AAPY and 3,463 in VTI, totalling 28.4% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in AAPY and 3,463 in VTI, against full books of 10 and 3,543.
You are not choosing between two funds in isolation.
Whichever of AAPY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AAPY or VTI?
AAPY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, AAPY or VTI?
Over the past year AAPY returned +27.60% vs +16.78% for VTI, so AAPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AAPY or VTI?
AAPY has been the more volatile fund at 18.8% annualized versus 12.3% for VTI. Worst drawdown: AAPY -29.2% vs VTI -19.3%.
Should I hold both AAPY and VTI?
AAPY and VTI have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AAPY or VTI?
AAPY yields 11.56% while VTI yields 1.03%, so AAPY currently pays the higher dividend yield.
Is VTI better than AAPY?
VTI has a lower expense ratio. AAPY led over 1Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.