ACEI vs VTI

ACEI vs VTI

Which is better, ACEI or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricACEIVTI
Expense Ratio0.79%0.03%Best
AUM$47M$666.9B
Dividend Yield10.79%1.03%
Holdings263,543
YTD Return+6.61%+12.28%Best
1Y Return+6.16%+16.78%Best
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+11.94%
Volatility (annualized)10.6%Best13.1%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionSep 24, 2025May 24, 2001

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

ACEI vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

ACEI vs VTI Performance

Innovator Equity Autocallable Income Strategy ETF (ACEI) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ACEI returned +6.16% while VTI returned +16.78%. Year to date, ACEI is up 6.61% versus a gain of 12.28% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 10.6% for ACEI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ACEI charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, ACEI currently yields 10.79% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of ACEI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ACEIVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ACEI or VTI?

ACEI has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.

Which performed better, ACEI or VTI?

Over the past year ACEI returned +6.16% vs +16.78% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ACEI or VTI?

VTI has been the more volatile fund at 13.1% annualized versus 10.6% for ACEI.

Should I hold both ACEI and VTI?

ACEI and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ACEI or VTI?

ACEI yields 10.79% while VTI yields 1.03%, so ACEI currently pays the higher dividend yield.

Is VTI better than ACEI?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.