AGGA vs SCHD
EA Astoria Beacon Dynamic Core US Fixed Income ETF vs Schwab US Dividend Equity ETF
Which is better, AGGA or SCHD?
Investment Grade Bond against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 86.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGGA | SCHD |
|---|---|---|
| Expense Ratio | 0.55% | 0.06%Best |
| AUM | $99M | $108.9B |
| Dividend Yield | 4.24% | 3.00% |
| Holdings | 17 | 206 |
| YTD Return | -0.71% | +20.67%Best |
| 1Y Return | +0.06% | +22.79%Best |
| 3Y Return (annualized) | - | +15.93% |
| 5Y Return (annualized) | - | +9.26% |
| Volatility (annualized) | 2.6%Best | 13.3% |
| Max Drawdown | -2.2%Best | -6.9% |
| $10,000 over 1.4 years | $10,362 | $13,354Best |
| Top 10 Weight | 86.0% | 41.8%Best |
| Fund Family | Astoria Portfolio Advisors | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Investment Grade Bond | Large Cap Value |
| Inception | Apr 30, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 1, 2025 to Oct 1, 2026 (1.4 years).
AGGA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
AGGA vs SCHD Performance
EA Astoria Beacon Dynamic Core US Fixed Income ETF (AGGA) is an ETF from Astoria Portfolio Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AGGA returned +0.06% while SCHD returned +22.79%. Year to date, AGGA is down 0.71% versus a gain of 20.67% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 2.6% for AGGA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.2% for AGGA and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AGGA charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, AGGA currently yields 4.24% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 16 holdings in AGGA and 99 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 16 positions we hold weights for in AGGA and 99 in SCHD, against full books of 17 and 206.
What only one of them owns
Measured across the 16 and 99 positions we hold weights for.
SCHD holds 98 positions AGGA does not, 99.9% of the fund.
Largest: MRK 4.77%, ABT 4.44%, CVX 4.29%, KO 4.26%, AMGN 4.24%
You are not choosing between two funds in isolation.
Whichever of AGGA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGGA or SCHD?
AGGA has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, AGGA or SCHD?
Over the past year AGGA returned +0.06% vs +22.79% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), AGGA annualized +2.57% vs +22.95% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGGA or SCHD?
SCHD has been the more volatile fund at 13.3% annualized versus 2.6% for AGGA. Worst drawdown: AGGA -2.2% vs SCHD -6.9%.
Should I hold both AGGA and SCHD?
AGGA and SCHD have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGGA or SCHD?
AGGA yields 4.24% while SCHD yields 3.00%, so AGGA currently pays the higher dividend yield.
Is SCHD better than AGGA?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 86.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.