AGGH vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricAGGHVYMWinner
Expense Ratio0.30%0.04%
AUM$579M$79.0B
Dividend Yield7.51%2.86%
Holdings11568
YTD Return+0.30%+15.80%
1Y Return+4.04%+26.12%
3Y Return (annualized)+4.64%+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)7.1%14.6%
Max Drawdown-13.3%-58.8%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 14, 2022Nov 10, 2006

AGGH vs VYM Performance

Simplify Aggregate Bond ETF (AGGH) is a ETF from Simplify Exchange Traded Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year AGGH returned +4.04% while VYM returned +26.12%. Year to date, AGGH is up 0.30% versus a gain of 15.80% for VYM.

Over three years, AGGH compounded at +4.64% per year against +18.25% for VYM. Across the full 5-year window we track, VYM has the edge at +7.07% annualized vs +2.15%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.1% for AGGH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.3% for AGGH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AGGH charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, AGGH currently yields 7.51% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

AGGH and VYM share 0 holdings out of 560 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AGGH or VYM?

AGGH has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, AGGH or VYM?

Over the past year AGGH returned +4.04% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), AGGH annualized +2.15% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, AGGH or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.1% for AGGH. Worst drawdown: AGGH -13.3% vs VYM -58.8%.

Should I hold both AGGH and VYM?

AGGH and VYM have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AGGH and VYM?

AGGH and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 560 unique securities.

Which pays a higher dividend, AGGH or VYM?

AGGH yields 7.51% while VYM yields 2.86%, so AGGH currently pays the higher dividend yield.

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