AIVI vs SCHD
WisdomTree International AI Enhanced Value Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. AIVI offers more diversification with 120 holdings.
Side-by-Side Comparison
| Metric | AIVI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $61M | $103.7B | |
| Dividend Yield | 5.25% | 3.31% | |
| Holdings | 123 | 104 | |
| YTD Return | +18.70% | +25.58% | |
| 1Y Return | +27.35% | +31.06% | |
| 3Y Return (annualized) | +20.90% | +15.55% | |
| 5Y Return (annualized) | +11.88% | +9.61% | |
| Volatility (annualized) | 17.9% | 13.6% | |
| Max Drawdown | -70.3% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 16, 2006 | Oct 20, 2011 |
AIVI vs SCHD Performance
WisdomTree International AI Enhanced Value Fund (AIVI) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AIVI returned +27.35% while SCHD returned +31.06%. Year to date, AIVI is up 18.70% versus a gain of 25.58% for SCHD.
Over three years, AIVI compounded at +20.90% per year against +15.55% for SCHD; over five years the annualized figures are +11.88% and +9.61% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs +2.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIVI has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -70.3% for AIVI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AIVI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, AIVI currently yields 5.25% against 3.31% for SCHD.
Holdings Overlap
AIVI and SCHD share 0 holdings out of 220 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AIVI or SCHD?
AIVI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, AIVI or SCHD?
Over the past year AIVI returned +27.35% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), AIVI annualized +2.26% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, AIVI or SCHD?
AIVI has been the more volatile fund at 17.9% annualized versus 13.6% for SCHD. Worst drawdown: AIVI -70.3% vs SCHD -33.4%.
Should I hold both AIVI and SCHD?
AIVI and SCHD have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIVI and SCHD?
AIVI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 220 unique securities.
Which pays a higher dividend, AIVI or SCHD?
AIVI yields 5.25% while SCHD yields 3.31%, so AIVI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.