AIVI vs SCHD
WisdomTree International AI Enhanced Value Fund vs Schwab US Dividend Equity ETF
Which is better, AIVI or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. AIVI led over 3Y and 5Y, SCHD over 1Y and the full window. AIVI is less concentrated, with 21.8% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIVI | SCHD |
|---|---|---|
| Expense Ratio | 0.58% | 0.06%Best |
| AUM | $63M | $112.2B |
| Dividend Yield | 4.96% | 3.13% |
| Holdings | 142 | 103 |
| YTD Return | +18.68% | +26.13%Best |
| 1Y Return | +26.51% | +30.01%Best |
| 3Y Return (annualized) | +21.20%Best | +16.09% |
| 5Y Return (annualized) | +12.15%Best | +9.95% |
| Volatility (annualized) | 14.5% | 13.6%Best |
| Max Drawdown | -46.7% | -33.4%Best |
| $10,000 over 5 years | $17,742Best | $16,069 |
| Top 10 Weight | 21.8%Best | 41.5% |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 16, 2006 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 8, 2026 (14.9 years).
AIVI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
AIVI vs SCHD Performance
WisdomTree International AI Enhanced Value Fund (AIVI) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AIVI returned +26.51% while SCHD returned +30.01%. Year to date, AIVI is up 18.68% versus a gain of 26.13% for SCHD.
Over three years, AIVI compounded at +21.20% per year against +16.09% for SCHD; over five years the annualized figures are +12.15% and +9.95% respectively. Across the full 15-year window we track, SCHD has the edge at +11.43% annualized vs +4.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIVI has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.7% for AIVI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AIVI charges 0.58% per year while SCHD charges 0.06%. On a $10,000 position that is $58 vs $6 annually, a gap of $52 per year that compounds over a long holding period. On income, AIVI currently yields 4.96% against 3.13% for SCHD.
Holdings Overlap
0.6% of AIVI's money is in holdings SCHD also owns. 0.3% of SCHD's money is in holdings AIVI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 136 positions we hold weights for in AIVI and 100 in SCHD, against full books of 142 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for AIVI (99.4% of the fund), and 4 for AIVI that do not appear in SCHD (2.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIVI | Weight in SCHD | Difference |
|---|---|---|---|
| APAApa Corp | 0.55% | 0.33% | 0.22% |
You are not choosing between two funds in isolation.
Whichever of AIVI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIVI or SCHD?
AIVI has an expense ratio of 0.58% while SCHD charges 0.06%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, AIVI or SCHD?
Over the past year AIVI returned +26.51% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), AIVI annualized +4.46% vs +11.43% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIVI or SCHD?
AIVI has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: AIVI -46.7% vs SCHD -33.4%.
Should I hold both AIVI and SCHD?
AIVI and SCHD have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AIVI or SCHD?
AIVI yields 4.96% while SCHD yields 3.13%, so AIVI currently pays the higher dividend yield.
Is SCHD better than AIVI?
SCHD has a lower expense ratio. AIVI led over 3Y and 5Y, SCHD over 1Y and the full window. AIVI is less concentrated, with 21.8% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.