AMZY vs VTI
YieldMax Amazon Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | AMZY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.17% | 0.03% | |
| AUM | $246M | $666.9B | |
| Dividend Yield | 52.57% | 1.07% | |
| Holdings | 13 | 3,543 | |
| YTD Return | +8.35% | +12.65% | |
| 1Y Return | +9.95% | +21.39% | |
| 3Y Return (annualized) | +20.95% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 23.4% | 15.3% | |
| Max Drawdown | -23.7% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 24, 2023 | May 24, 2001 |
AMZY vs VTI Performance
YieldMax Amazon Option Income Strategy ETF (AMZY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AMZY returned +9.95% while VTI returned +21.39%. Year to date, AMZY is up 8.35% versus a gain of 12.65% for VTI.
Over three years, AMZY compounded at +20.95% per year against +21.54% for VTI. Across the full 3-year window we track, AMZY has the edge at +22.88% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AMZY has been the more volatile fund, with annualized monthly volatility of 23.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.7% for AMZY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AMZY charges 1.17% per year while VTI charges 0.03%. On a $10,000 position that is $117 vs $3 annually, a gap of $114 per year that compounds over a long holding period. On income, AMZY currently yields 52.57% against 1.07% for VTI.
Holdings Overlap
AMZY and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AMZY or VTI?
AMZY has an expense ratio of 1.17% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $114 per year of difference.
Which performed better, AMZY or VTI?
Over the past year AMZY returned +9.95% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), AMZY annualized +22.88% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, AMZY or VTI?
AMZY has been the more volatile fund at 23.4% annualized versus 15.3% for VTI. Worst drawdown: AMZY -23.7% vs VTI -56.6%.
Should I hold both AMZY and VTI?
AMZY and VTI have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AMZY and VTI?
AMZY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, AMZY or VTI?
AMZY yields 52.57% while VTI yields 1.07%, so AMZY currently pays the higher dividend yield.
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