AOTS vs SCHD
AOT Software Platform ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | AOTS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $1M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 51 | 104 | |
| YTD Return | -5.64% | +27.67% | |
| 1Y Return | - | +29.56% | |
| 3Y Return (annualized) | - | +16.53% | |
| 5Y Return (annualized) | - | +9.95% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -19.9% | -33.4% | |
| Fund Family | AOT Invest | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 22, 2025 | Oct 20, 2011 |
AOTS vs SCHD Performance
AOT Software Platform ETF (AOTS) is a ETF from AOT Invest and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, AOTS is down 5.64% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -19.9% for AOTS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
AOTS charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, AOTS currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
AOTS and SCHD share 1 holdings out of 150 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AOTS | Weight in SCHD | Difference |
|---|---|---|---|
| PAYX | 0.69% | 0.97% | 0.28% |
Frequently Asked Questions
Which is cheaper, AOTS or SCHD?
AOTS has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
What is the holdings overlap between AOTS and SCHD?
AOTS and SCHD share 1 common holdings with a 0.7% weight overlap. Combined, they hold 150 unique securities.
Which pays a higher dividend, AOTS or SCHD?
AOTS yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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