APLY vs VTI
YieldMax AAPL Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, APLY or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. APLY led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | APLY | VTI |
|---|---|---|
| Expense Ratio | 1.04% | 0.03%Best |
| AUM | $99M | $666.9B |
| Dividend Yield | 34.75% | 1.03% |
| Holdings | 12 | 3,543 |
| YTD Return | +11.58%Best | +11.06% |
| 1Y Return | +22.82%Best | +15.41% |
| 3Y Return (annualized) | +13.85% | +20.48%Best |
| 5Y Return (annualized) | - | +11.52% |
| Volatility (annualized) | 16.4% | 13.1%Best |
| Max Drawdown | -31.1% | -19.3%Best |
| $10,000 over 3.4 years | $15,243 | $18,767Best |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Apr 17, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Apr 18, 2023 to Sep 16, 2026 (3.4 years).
APLY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
APLY vs VTI Performance
YieldMax AAPL Option Income Strategy ETF (APLY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year APLY returned +22.82% while VTI returned +15.41%. Year to date, APLY is up 11.58% versus a gain of 11.06% for VTI.
Over three years, APLY compounded at +13.85% per year against +20.48% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
APLY has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for APLY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
APLY charges 1.04% per year while VTI charges 0.03%. On a $10,000 position that is $104 vs $3 annually, a gap of $101 per year that compounds over a long holding period. On income, APLY currently yields 34.75% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in APLY and 3,463 in VTI, totalling 24.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in APLY and 3,463 in VTI, against full books of 12 and 3,543.
You are not choosing between two funds in isolation.
Whichever of APLY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, APLY or VTI?
APLY has an expense ratio of 1.04% while VTI charges 0.03%. VTI is the cheaper option, by $101 a year on a $10,000 investment.
Which performed better, APLY or VTI?
Over the past year APLY returned +22.82% vs +15.41% for VTI, so APLY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, APLY or VTI?
APLY has been the more volatile fund at 16.4% annualized versus 13.1% for VTI. Worst drawdown: APLY -31.1% vs VTI -19.3%.
Should I hold both APLY and VTI?
APLY and VTI have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, APLY or VTI?
APLY yields 34.75% while VTI yields 1.03%, so APLY currently pays the higher dividend yield.
Is VTI better than APLY?
VTI has a lower expense ratio. APLY led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.