APRP vs VTI

APRP vs VTI

Which is better, APRP or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAPRPVTI
Expense Ratio0.50%0.03%Best
AUM$30M$666.9B
Dividend Yield0.00%1.03%
Holdings83,543
YTD Return+11.91%+12.30%Best
1Y Return+14.87%+16.08%Best
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)6.3%Best12.0%
Max Drawdown-13.7%Best-19.3%
$10,000 over 2.5 years$13,373$14,953Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionMar 29, 2024May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 1, 2024 to Sep 18, 2026 (2.5 years).

APRP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.

APRP vs VTI Performance

PGIM S&P 500 Buffer 12 ETF - April (APRP) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year APRP returned +14.87% while VTI returned +16.08%. Year to date, APRP is up 11.91% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 6.3% for APRP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.7% for APRP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

APRP charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, APRP currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of APRP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

APRPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, APRP or VTI?

APRP has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, APRP or VTI?

Over the past year APRP returned +14.87% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, APRP or VTI?

VTI has been the more volatile fund at 12.0% annualized versus 6.3% for APRP. Worst drawdown: APRP -13.7% vs VTI -19.3%.

Should I hold both APRP and VTI?

APRP and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, APRP or VTI?

APRP yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than APRP?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.