ARCM vs VTI
Arrow Reserve Capital Management ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ARCM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $51M | $663.5B | |
| Dividend Yield | 3.67% | 1.07% | |
| Holdings | 102 | 3,543 | |
| YTD Return | +0.77% | +14.22% | |
| 1Y Return | +2.34% | +22.19% | |
| 3Y Return (annualized) | +4.21% | +21.27% | |
| 5Y Return (annualized) | +3.07% | +12.23% | |
| Volatility (annualized) | 1.0% | 15.3% | |
| Max Drawdown | -4.8% | -56.6% | |
| Fund Family | Arrow Investment Trust | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 31, 2017 | May 24, 2001 |
ARCM vs VTI Performance
Arrow Reserve Capital Management ETF (ARCM) is a ETF from Arrow Investment Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ARCM returned +2.34% while VTI returned +22.19%. Year to date, ARCM is up 0.77% versus a gain of 14.22% for VTI.
Over three years, ARCM compounded at +4.21% per year against +21.27% for VTI; over five years the annualized figures are +3.07% and +12.23% respectively. Across the full 9-year window we track, VTI has the edge at +8.14% annualized vs +1.64%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.0% for ARCM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.8% for ARCM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ARCM charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, ARCM currently yields 3.67% against 1.07% for VTI.
Holdings Overlap
ARCM and VTI share 0 holdings out of 2872 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ARCM or VTI?
ARCM has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, ARCM or VTI?
Over the past year ARCM returned +2.34% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), ARCM annualized +1.64% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, ARCM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.0% for ARCM. Worst drawdown: ARCM -4.8% vs VTI -56.6%.
Should I hold both ARCM and VTI?
ARCM and VTI have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ARCM and VTI?
ARCM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2872 unique securities.
Which pays a higher dividend, ARCM or VTI?
ARCM yields 3.67% while VTI yields 1.07%, so ARCM currently pays the higher dividend yield.
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