ARKG vs SCHD

ARKG vs SCHD

Which is better, ARKG or SCHD?

Small Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. ARKG led over 1Y, SCHD over 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 58.7%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricARKGSCHD
Expense Ratio0.75%0.06%Best
AUM$1.6B$112.2B
Dividend Yield0.00%3.13%
Holdings32103
YTD Return+61.55%Best+27.56%
1Y Return+89.32%Best+30.29%
3Y Return (annualized)+13.78%+16.37%Best
5Y Return (annualized)-11.22%+10.23%Best
Volatility (annualized)36.6%14.7%Best
Max Drawdown-83.6%-33.4%Best
$10,000 over 5 years$5,515$16,274Best
Top 10 Weight58.7%41.5%Best
Fund FamilyArk InvestCharles Schwab Asset Management
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Value
InceptionOct 31, 2014Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Oct 31, 2014 to Sep 4, 2026 (11.8 years).

ARKG vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.8 years both funds cover.

ARKG vs SCHD Performance

ARK Genomic Revolution ETF (ARKG) is an ETF from Ark Invest and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ARKG returned +89.32% while SCHD returned +30.29%. Year to date, ARKG is up 61.55% versus a gain of 27.56% for SCHD.

Over three years, ARKG compounded at +13.78% per year against +16.37% for SCHD; over five years the annualized figures are -11.22% and +10.23% respectively. Across the full 12-year window we track, SCHD has the edge at +10.37% annualized vs +8.43%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ARKG has been the more volatile fund, with annualized monthly volatility of 36.6% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.6% for ARKG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ARKG charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, ARKG currently yields 0.00% against 3.13% for SCHD.

Holdings Overlap

We hold position weights for 31 holdings in ARKG and 100 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 31 positions we hold weights for in ARKG and 100 in SCHD, against full books of 32 and 103.

What only one of them owns

Our book lists 99 positions for SCHD that do not appear in our book for ARKG (99.9% of the fund), and 30 for ARKG that do not appear in SCHD (93.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of ARKG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ARKGSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ARKG or SCHD?

ARKG has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.

Which performed better, ARKG or SCHD?

Over the past year ARKG returned +89.32% vs +30.29% for SCHD, so ARKG leads on 1-year performance. Over the longest common window we track (12 years), ARKG annualized +8.43% vs +10.37% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ARKG or SCHD?

ARKG has been the more volatile fund at 36.6% annualized versus 14.7% for SCHD. Worst drawdown: ARKG -83.6% vs SCHD -33.4%.

Should I hold both ARKG and SCHD?

ARKG and SCHD have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ARKG or SCHD?

ARKG yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than ARKG?

SCHD has a lower expense ratio. ARKG led over 1Y, SCHD over 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 58.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.