AUGT vs SCHD
AllianzIM US Equity Buffer10 Aug ETF vs Schwab US Dividend Equity ETF
Which is better, AUGT or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. AUGT led over 3Y and the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AUGT | SCHD |
|---|---|---|
| Expense Ratio | 0.74% | 0.06%Best |
| AUM | $35M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 5 | 103 |
| YTD Return | +9.70% | +23.46%Best |
| 1Y Return | +12.69% | +27.20%Best |
| 3Y Return (annualized) | +16.86%Best | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 8.4%Best | 13.6% |
| Max Drawdown | -13.1%Best | -16.1% |
| $10,000 over 3.1 years | $15,581Best | $14,921 |
| Fund Family | AllianzIM | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Jul 31, 2023 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 1, 2023 to Sep 18, 2026 (3.1 years).
AUGT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
AUGT vs SCHD Performance
AllianzIM US Equity Buffer10 Aug ETF (AUGT) is an ETF from AllianzIM and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AUGT returned +12.69% while SCHD returned +27.20%. Year to date, AUGT is up 9.70% versus a gain of 23.46% for SCHD.
Over three years, AUGT compounded at +16.86% per year against +15.41% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.4% for AUGT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for AUGT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AUGT charges 0.74% per year while SCHD charges 0.06%. On a $10,000 position that is $74 vs $6 annually, a gap of $68 per year that compounds over a long holding period. On income, AUGT currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of AUGT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AUGT or SCHD?
AUGT has an expense ratio of 0.74% while SCHD charges 0.06%. SCHD is the cheaper option, by $68 a year on a $10,000 investment.
Which performed better, AUGT or SCHD?
Over the past year AUGT returned +12.69% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AUGT or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 8.4% for AUGT. Worst drawdown: AUGT -13.1% vs SCHD -16.1%.
Should I hold both AUGT and SCHD?
AUGT and SCHD have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AUGT or SCHD?
AUGT yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AUGT?
SCHD has a lower expense ratio. AUGT led over 3Y and the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.