AUSM vs QQQ

AUSM vs QQQ
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Quick Verdict

QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: TiedHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricAUSMQQQWinner
Expense Ratio0.18%0.18%
AUM$33M$496.3B
Dividend Yield2.77%0.44%
Holdings95108
YTD Return+1.53%+16.64%
1Y Return+2.62%+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)0.6%30.6%
Max Drawdown-0.4%-83.0%
Fund FamilyAllspring Global InvestmentsInvesco (US)
CategoryTax PreferredEquity
InceptionJul 8, 2025Mar 10, 1999

AUSM vs QQQ Performance

Allspring Ultra Short Municipal ETF (AUSM) is a ETF from Allspring Global Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year AUSM returned +2.62% while QQQ returned +27.27%. Year to date, AUSM is up 1.53% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 0.6% for AUSM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.4% for AUSM and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AUSM charges 0.18% per year while QQQ charges 0.18%. On a $10,000 position that is $18 vs $18 annually. On income, AUSM currently yields 2.77% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

AUSM and QQQ share 0 holdings out of 115 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AUSM or QQQ?

AUSM has an expense ratio of 0.18% while QQQ charges 0.18%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, AUSM or QQQ?

Over the past year AUSM returned +2.62% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), AUSM annualized +2.83% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, AUSM or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 0.6% for AUSM. Worst drawdown: AUSM -0.4% vs QQQ -83.0%.

Should I hold both AUSM and QQQ?

AUSM and QQQ have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AUSM and QQQ?

AUSM and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 115 unique securities.

Which pays a higher dividend, AUSM or QQQ?

AUSM yields 2.77% while QQQ yields 0.44%, so AUSM currently pays the higher dividend yield.

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