AVNM vs SCHQ

AVNM vs SCHQ
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Quick Verdict

SCHQ has a lower expense ratio. AVNM delivered stronger 1-year returns. SCHQ offers more diversification with 100 holdings.

Lower Fees: SCHQHigher Returns: AVNMMore Diversified: SCHQ

Side-by-Side Comparison

MetricAVNMSCHQWinner
Expense Ratio0.31%0.03%
AUM$734M$803M
Dividend Yield2.36%4.91%
Holdings9100
YTD Return+16.73%-1.45%
1Y Return+28.54%+0.95%
3Y Return (annualized)+22.92%+0.68%
5Y Return (annualized)--6.72%
Volatility (annualized)12.6%13.5%
Max Drawdown-14.0%-46.7%
Fund FamilyAvantis InvestorsCharles Schwab Asset Management
CategoryEquityFixed Income
InceptionJun 27, 2023Oct 10, 2019

AVNM vs SCHQ Performance

Avantis All International Markets Equity ETF (AVNM) is a ETF from Avantis Investors and Schwab Long-Term US Treasury ETF (SCHQ) is a ETF from Charles Schwab Asset Management. Over the past year AVNM returned +28.54% while SCHQ returned +0.95%. Year to date, AVNM is up 16.73% versus a loss of 1.45% for SCHQ.

Over three years, AVNM compounded at +22.92% per year against +0.68% for SCHQ. Across the full 3-year window we track, AVNM has the edge at +21.95% annualized vs -4.22%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHQ has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 12.6% for AVNM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.0% for AVNM and -46.7% for SCHQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AVNM charges 0.31% per year while SCHQ charges 0.03%. On a $10,000 position that is $31 vs $3 annually, a gap of $28 per year that compounds over a long holding period. On income, AVNM currently yields 2.36% against 4.91% for SCHQ.

Holdings Overlap

0.1%overlap

AVNM and SCHQ share 1 holdings out of 99 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AVNMWeight in SCHQDifference
S1TT34:BV0.08%0.43%0.35%

Frequently Asked Questions

Which is cheaper, AVNM or SCHQ?

AVNM has an expense ratio of 0.31% while SCHQ charges 0.03%. SCHQ is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

Which performed better, AVNM or SCHQ?

Over the past year AVNM returned +28.54% vs +0.95% for SCHQ, so AVNM leads on 1-year performance. Over the longest common window we track (3 years), AVNM annualized +21.95% vs -4.22% for SCHQ. Past performance does not guarantee future results.

Which is riskier, AVNM or SCHQ?

SCHQ has been the more volatile fund at 13.5% annualized versus 12.6% for AVNM. Worst drawdown: AVNM -14.0% vs SCHQ -46.7%.

Should I hold both AVNM and SCHQ?

AVNM and SCHQ have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVNM and SCHQ?

AVNM and SCHQ share 1 common holdings with a 0.1% weight overlap. Combined, they hold 99 unique securities.

Which pays a higher dividend, AVNM or SCHQ?

AVNM yields 2.36% while SCHQ yields 4.91%, so SCHQ currently pays the higher dividend yield.

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