BAR vs IVV

Quick Verdict

IVV has a lower expense ratio. BAR delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: BARMore Diversified: IVV

Side-by-Side Comparison

MetricBARIVVWinner
Expense Ratio0.17%0.03%
AUM$1.3B$865.2B
Dividend Yield0.00%1.09%
Holdings1508
YTD Return+0.87%+13.43%
1Y Return+30.23%+22.61%
3Y Return (annualized)+31.70%+21.47%
5Y Return (annualized)+19.85%+13.26%
Volatility (annualized)15.3%15.1%
Max Drawdown-26.3%-56.5%
Fund FamilyGraniteSharesiShares by BlackRock (US)
CategoryCommodityEquity
InceptionAug 23, 2017May 15, 2000

BAR vs IVV Performance

Graniteshares Gold Trust (BAR) is a ETF from GraniteShares and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BAR returned +30.23% while IVV returned +22.61%. Year to date, BAR is up 0.87% versus a gain of 13.43% for IVV.

Over three years, BAR compounded at +31.70% per year against +21.47% for IVV; over five years the annualized figures are +19.85% and +13.26% respectively. Across the full 9-year window we track, BAR has the edge at +14.14% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BAR has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.3% for BAR and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BAR charges 0.17% per year while IVV charges 0.03%. On a $10,000 position that is $17 vs $3 annually, a gap of $14 per year that compounds over a long holding period. On income, BAR currently yields 0.00% against 1.09% for IVV.

Frequently Asked Questions

Which is cheaper, BAR or IVV?

BAR has an expense ratio of 0.17% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, BAR or IVV?

Over the past year BAR returned +30.23% vs +22.61% for IVV, so BAR leads on 1-year performance. Over the longest common window we track (9 years), BAR annualized +14.14% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, BAR or IVV?

BAR has been the more volatile fund at 15.3% annualized versus 15.1% for IVV. Worst drawdown: BAR -26.3% vs IVV -56.5%.

Should I hold both BAR and IVV?

BAR and IVV have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BAR or IVV?

BAR yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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