BBAG vs VTI

BBAG vs VTI

Which is better, BBAG or VTI?

VTI has been ahead.

VTI led over 1Y, 3Y, 5Y and the full window.

Lower Fees: TiedHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBBAGVTI
Expense Ratio0.03%Tie0.03%Tie
AUM$1.0B$666.9B
Dividend Yield4.42%1.03%
Holdings1,6783,543
YTD Return-3.13%+12.30%Best
1Y Return-2.34%+16.08%Best
3Y Return (annualized)+3.40%+21.01%Best
5Y Return (annualized)-1.03%+12.36%Best
Volatility (annualized)5.7%Best16.9%
Max Drawdown-19.6%Best-35.0%
$10,000 over 5 years$9,496$17,908Best
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionDec 12, 2018May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 14, 2018 to Sep 18, 2026 (7.8 years).

BBAG vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BBAG vs VTI Performance

JPMorgan BetaBuilders US Aggregate Bond ETF (BBAG) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BBAG returned -2.34% while VTI returned +16.08%. Year to date, BBAG is down 3.13% versus a gain of 12.30% for VTI.

Over three years, BBAG compounded at +3.40% per year against +21.01% for VTI; over five years the annualized figures are -1.03% and +12.36% respectively. Across the full 8-year window we track, VTI has the edge at +15.42% annualized vs +0.63%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 5.7% for BBAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for BBAG and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BBAG charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, BBAG currently yields 4.42% against 1.03% for VTI.

Holdings Overlap

VTI already in BBAG0.1%

At least 0.1% of VTI's money is in holdings BBAG also owns.

Stated as a floor: for BBAG, our book for it covers 92.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 1,141 positions we hold weights for in BBAG and 3,463 in VTI, against full books of 1,678 and 3,543.

Top Shared Holdings

StockWeight in BBAGWeight in VTIDifference
KDPKEURig Dr Pepper Inc Company Guar 04/29 3.950.04%0.06%0.02%
SFStifel Financial Corp 4.00% 2030-05-150.06%0.02%0.04%

You are not choosing between two funds in isolation.

Whichever of BBAG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BBAGVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BBAG or VTI?

BBAG has an expense ratio of 0.03% while VTI charges 0.03%. At the precision these are quoted to, they cost the same.

Which performed better, BBAG or VTI?

Over the past year BBAG returned -2.34% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), BBAG annualized +0.63% vs +15.42% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BBAG or VTI?

VTI has been the more volatile fund at 16.9% annualized versus 5.7% for BBAG. Worst drawdown: BBAG -19.6% vs VTI -35.0%.

Should I hold both BBAG and VTI?

BBAG and VTI have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BBAG or VTI?

BBAG yields 4.42% while VTI yields 1.03%, so BBAG currently pays the higher dividend yield.

Is VTI better than BBAG?

VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.