Quick Verdict

SCHD has a lower expense ratio. BBC delivered stronger 1-year returns. BBC offers more diversification with 121 holdings.

Lower Fees: SCHDHigher Returns: BBCMore Diversified: BBC

Side-by-Side Comparison

MetricBBCSCHDWinner
Expense Ratio0.65%0.06%
AUM$47M$103.7B
Dividend Yield1.24%3.31%
Holdings123104
YTD Return+39.56%+24.26%
1Y Return+154.07%+31.38%
3Y Return (annualized)+34.90%+15.08%
5Y Return (annualized)+3.34%+9.72%
Volatility (annualized)35.9%13.6%
Max Drawdown-76.8%-33.4%
Fund FamilyVirtus Investment PartnersCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 16, 2014Oct 20, 2011

BBC vs SCHD Performance

Virtus LifeSci Biotech Clinical Trials ETF (BBC) is a ETF from Virtus Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBC returned +154.07% while SCHD returned +31.38%. Year to date, BBC is up 39.56% versus a gain of 24.26% for SCHD.

Over three years, BBC compounded at +34.90% per year against +15.08% for SCHD; over five years the annualized figures are +3.34% and +9.72% respectively. Across the full 12-year window we track, SCHD has the edge at +11.39% annualized vs +6.51%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BBC has been the more volatile fund, with annualized monthly volatility of 35.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -76.8% for BBC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBC charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, BBC currently yields 1.24% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

BBC and SCHD share 0 holdings out of 221 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BBC or SCHD?

BBC has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, BBC or SCHD?

Over the past year BBC returned +154.07% vs +31.38% for SCHD, so BBC leads on 1-year performance. Over the longest common window we track (12 years), BBC annualized +6.51% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, BBC or SCHD?

BBC has been the more volatile fund at 35.9% annualized versus 13.6% for SCHD. Worst drawdown: BBC -76.8% vs SCHD -33.4%.

Should I hold both BBC and SCHD?

BBC and SCHD have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBC and SCHD?

BBC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 221 unique securities.

Which pays a higher dividend, BBC or SCHD?

BBC yields 1.24% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.