BBCB vs SCHD

Quick Verdict

BBCB has a lower expense ratio. SCHD delivered stronger 1-year returns. BBCB offers more diversification with 1138 holdings.

Lower Fees: BBCBHigher Returns: SCHDMore Diversified: BBCB

Side-by-Side Comparison

MetricBBCBSCHDWinner
Expense Ratio0.04%0.06%
AUM$46M$103.7B
Dividend Yield4.98%3.31%
Holdings1,290104
YTD Return+0.51%+24.26%
1Y Return+2.74%+31.38%
3Y Return (annualized)+5.24%+15.08%
5Y Return (annualized)+0.02%+9.72%
Volatility (annualized)7.8%13.6%
Max Drawdown-23.9%-33.4%
Fund FamilyJ.P. Morgan Asset ManagementCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionDec 12, 2018Oct 20, 2011

BBCB vs SCHD Performance

JPMorgan BetaBuilders USD Investment Grade Corporate Bond ETF (BBCB) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBCB returned +2.74% while SCHD returned +31.38%. Year to date, BBCB is up 0.51% versus a gain of 24.26% for SCHD.

Over three years, BBCB compounded at +5.24% per year against +15.08% for SCHD; over five years the annualized figures are +0.02% and +9.72% respectively. Across the full 8-year window we track, SCHD has the edge at +11.39% annualized vs +1.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.8% for BBCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.9% for BBCB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBCB charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, BBCB currently yields 4.98% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

BBCB and SCHD share 0 holdings out of 1238 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BBCB or SCHD?

BBCB has an expense ratio of 0.04% while SCHD charges 0.06%. BBCB is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, BBCB or SCHD?

Over the past year BBCB returned +2.74% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), BBCB annualized +1.63% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, BBCB or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 7.8% for BBCB. Worst drawdown: BBCB -23.9% vs SCHD -33.4%.

Should I hold both BBCB and SCHD?

BBCB and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBCB and SCHD?

BBCB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1238 unique securities.

Which pays a higher dividend, BBCB or SCHD?

BBCB yields 4.98% while SCHD yields 3.31%, so BBCB currently pays the higher dividend yield.

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