BCKT vs SPY
LifeX 2030 Income Bucket ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, BCKT or SPY?
SPY has been ahead.
SPY has a lower expense ratio. SPY led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCKT | SPY |
|---|---|---|
| Expense Ratio | 0.25% | 0.09%Best |
| AUM | $2M | $811.2B |
| Dividend Yield | 22.76% | 0.98% |
| Holdings | 79 | 1,515 |
| YTD Return | -11.25% | +14.79%Best |
| 1Y Return | -10.65% | +18.62%Best |
| 3Y Return (annualized) | - | +23.21% |
| 5Y Return (annualized) | - | +13.92% |
| Volatility (annualized) | 4.3%Best | 12.7% |
| Max Drawdown | -12.2% | -8.9%Best |
| $10,000 over 1 years | $9,016 | $11,801Best |
| Fund Family | Stone Ridge Asset Management | State Street Investment Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 24, 2025 | Jan 22, 1993 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 24, 2025 to Oct 12, 2026 (1 years).
BCKT vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
BCKT vs SPY Performance
LifeX 2030 Income Bucket ETF (BCKT) is an ETF from Stone Ridge Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year BCKT returned -10.65% while SPY returned +18.62%. Year to date, BCKT is down 11.25% versus a gain of 14.79% for SPY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 4.3% for BCKT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for BCKT and -8.9% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.06. They move largely independently of each other.
Fees and Cost Over Time
BCKT charges 0.25% per year while SPY charges 0.09%. On a $10,000 position that is $25 vs $9 annually, a gap of $16 per year that compounds over a long holding period. On income, BCKT currently yields 22.76% against 0.98% for SPY.
Holdings Overlap
We hold position weights for 23 holdings in BCKT and 504 in SPY, totalling 65.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 23 positions we hold weights for in BCKT and 504 in SPY, against full books of 79 and 1,515.
You are not choosing between two funds in isolation.
Whichever of BCKT and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCKT or SPY?
BCKT has an expense ratio of 0.25% while SPY charges 0.09%. SPY is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, BCKT or SPY?
Over the past year BCKT returned -10.65% vs +18.62% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), BCKT annualized -9.84% vs +18.01% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCKT or SPY?
SPY has been the more volatile fund at 12.7% annualized versus 4.3% for BCKT. Worst drawdown: BCKT -12.2% vs SPY -8.9%.
Should I hold both BCKT and SPY?
BCKT and SPY have a monthly-return correlation of 0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BCKT or SPY?
BCKT yields 22.76% while SPY yields 0.98%, so BCKT currently pays the higher dividend yield.
Is SPY better than BCKT?
SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.