BEMB vs IVV
iShares J.P. Morgan Broad USD Emerging Markets Bond ETF vs iShares Core S&P 500 ETF
Which is better, BEMB or IVV?
Emerging Markets Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BEMB | IVV |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $42M | $876.4B |
| Dividend Yield | 6.12% | 1.06% |
| Holdings | 260 | 508 |
| YTD Return | -1.76% | +12.27%Best |
| 1Y Return | +0.28% | +17.04%Best |
| 3Y Return (annualized) | +7.42% | +21.24%Best |
| 5Y Return (annualized) | - | +13.08% |
| Volatility (annualized) | 6.0%Best | 12.4% |
| Max Drawdown | -6.2%Best | -18.8% |
| $10,000 over 3.6 years | $12,672 | $20,297Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Emerging Markets Bond | Large Cap Blend |
| Inception | Feb 22, 2023 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 27, 2023 to Sep 17, 2026 (3.6 years).
BEMB vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
BEMB vs IVV Performance
iShares J.P. Morgan Broad USD Emerging Markets Bond ETF (BEMB) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year BEMB returned +0.28% while IVV returned +17.04%. Year to date, BEMB is down 1.76% versus a gain of 12.27% for IVV.
Over three years, BEMB compounded at +7.42% per year against +21.24% for IVV. Across the full 4-year window we track, IVV has the edge at +21.73% annualized vs +6.80%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 6.0% for BEMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.2% for BEMB and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BEMB charges 0.15% per year while IVV charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, BEMB currently yields 6.12% against 1.06% for IVV.
Holdings Overlap
At least 0.1% of IVV's money is in holdings BEMB also owns.
Stated as a floor: for BEMB, our book for it covers 38.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 107 positions we hold weights for in BEMB and 490 in IVV, against full books of 260 and 508.
Top Shared Holdings
| Stock | Weight in BEMB | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 1.38% | 0.15% | 1.23% |
You are not choosing between two funds in isolation.
Whichever of BEMB and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BEMB or IVV?
BEMB has an expense ratio of 0.15% while IVV charges 0.03%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, BEMB or IVV?
Over the past year BEMB returned +0.28% vs +17.04% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), BEMB annualized +6.80% vs +21.73% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BEMB or IVV?
IVV has been the more volatile fund at 12.4% annualized versus 6.0% for BEMB. Worst drawdown: BEMB -6.2% vs IVV -18.8%.
Should I hold both BEMB and IVV?
BEMB and IVV have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BEMB or IVV?
BEMB yields 6.12% while IVV yields 1.06%, so BEMB currently pays the higher dividend yield.
Is IVV better than BEMB?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.