BIDD vs SCHD
iShares International Dividend Active ETF vs Schwab US Dividend Equity ETF
Which is better, BIDD or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. BIDD led over the full window, SCHD over 1Y. BIDD is less concentrated, with 33.1% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BIDD | SCHD |
|---|---|---|
| Expense Ratio | 0.59% | 0.06%Best |
| AUM | $415M | $112.1B |
| Dividend Yield | 7.51% | 3.00% |
| Holdings | 55 | 103 |
| YTD Return | +10.71% | +23.46%Best |
| 1Y Return | +16.71% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 12.4%Best | 14.3% |
| Max Drawdown | -15.1%Best | -16.1% |
| $10,000 over 1.8 years | $13,148Best | $12,425 |
| Top 10 Weight | 33.1%Best | 41.8% |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 15, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 18, 2024 to Sep 18, 2026 (1.8 years).
BIDD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
BIDD vs SCHD Performance
iShares International Dividend Active ETF (BIDD) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BIDD returned +16.71% while SCHD returned +27.20%. Year to date, BIDD is up 10.71% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 12.4% for BIDD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for BIDD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BIDD charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, BIDD currently yields 7.51% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 49 holdings in BIDD and 100 in SCHD, totalling 99.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 49 positions we hold weights for in BIDD and 100 in SCHD, against full books of 55 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for BIDD (99.9% of the fund), and 5 for BIDD that do not appear in SCHD (11.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BIDD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BIDD or SCHD?
BIDD has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, BIDD or SCHD?
Over the past year BIDD returned +16.71% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BIDD annualized +16.42% vs +12.82% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BIDD or SCHD?
SCHD has been the more volatile fund at 14.3% annualized versus 12.4% for BIDD. Worst drawdown: BIDD -15.1% vs SCHD -16.1%.
Should I hold both BIDD and SCHD?
BIDD and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BIDD or SCHD?
BIDD yields 7.51% while SCHD yields 3.00%, so BIDD currently pays the higher dividend yield.
Is SCHD better than BIDD?
SCHD has a lower expense ratio. BIDD led over the full window, SCHD over 1Y. BIDD is less concentrated, with 33.1% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.