BINT vs VTI
Bluemonte Global Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. BINT delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BINT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.03% | |
| AUM | - | $663.5B | |
| Dividend Yield | - | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +15.31% | +13.87% | |
| 1Y Return | +27.28% | +23.31% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 13.8% | 15.3% | |
| Max Drawdown | -10.9% | -56.6% | |
| Fund Family | Bluemonte Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 20, 2025 | May 24, 2001 |
BINT vs VTI Performance
Bluemonte Global Equity ETF (BINT) is a ETF from Bluemonte Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BINT returned +27.28% while VTI returned +23.31%. Year to date, BINT is up 15.31% versus a gain of 13.87% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for BINT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.9% for BINT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BINT charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period.
Holdings Overlap
BINT and VTI share 0 holdings out of 2787 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BINT or VTI?
BINT has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $20 per year of difference.
Which performed better, BINT or VTI?
Over the past year BINT returned +27.28% vs +23.31% for VTI, so BINT leads on 1-year performance. Over the longest common window we track (1 years), BINT annualized +28.32% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, BINT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.8% for BINT. Worst drawdown: BINT -10.9% vs VTI -56.6%.
Should I hold both BINT and VTI?
BINT and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BINT and VTI?
BINT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2787 unique securities.
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