BITI vs VTI

BITI vs VTI
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Quick Verdict

VTI has a lower expense ratio. BITI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: BITIMore Diversified: VTI

Side-by-Side Comparison

MetricBITIVTIWinner
Expense Ratio1.01%0.03%
AUM$122M$666.9B
Dividend Yield15.29%1.07%
Holdings33,543
YTD Return+4.99%+13.48%
1Y Return+26.94%+19.90%
3Y Return (annualized)-37.54%+20.94%
5Y Return (annualized)-+11.75%
Volatility (annualized)47.5%15.3%
Max Drawdown-92.2%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionJun 21, 2022May 24, 2001

BITI vs VTI Performance

ProShares Short Bitcoin ETF (BITI) is a ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BITI returned +26.94% while VTI returned +19.90%. Year to date, BITI is up 4.99% versus a gain of 13.48% for VTI.

Over three years, BITI compounded at -37.54% per year against +20.94% for VTI. Across the full 4-year window we track, VTI has the edge at +8.10% annualized vs -38.94%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BITI has been the more volatile fund, with annualized monthly volatility of 47.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -92.2% for BITI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BITI charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, BITI currently yields 15.29% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BITI and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BITI or VTI?

BITI has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, BITI or VTI?

Over the past year BITI returned +26.94% vs +19.90% for VTI, so BITI leads on 1-year performance. Over the longest common window we track (4 years), BITI annualized -38.94% vs +8.10% for VTI. Past performance does not guarantee future results.

Which is riskier, BITI or VTI?

BITI has been the more volatile fund at 47.5% annualized versus 15.3% for VTI. Worst drawdown: BITI -92.2% vs VTI -56.6%.

Should I hold both BITI and VTI?

BITI and VTI have a monthly-return correlation of -0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BITI and VTI?

BITI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, BITI or VTI?

BITI yields 15.29% while VTI yields 1.07%, so BITI currently pays the higher dividend yield.

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