BITO vs VTI
ProShares Bitcoin ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BITO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.03% | |
| AUM | $1.4B | $663.5B | |
| Dividend Yield | 75.49% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | -30.77% | +13.87% | |
| 1Y Return | -48.76% | +23.31% | |
| 3Y Return (annualized) | +21.50% | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 56.1% | 15.3% | |
| Max Drawdown | -77.9% | -56.6% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 18, 2021 | May 24, 2001 |
BITO vs VTI Performance
ProShares Bitcoin ETF (BITO) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BITO returned -48.76% while VTI returned +23.31%. Year to date, BITO is down 30.77% versus a gain of 13.87% for VTI.
Over three years, BITO compounded at +21.50% per year against +21.17% for VTI. Across the full 5-year window we track, VTI has the edge at +8.13% annualized vs -5.52%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BITO has been the more volatile fund, with annualized monthly volatility of 56.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -77.9% for BITO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BITO charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, BITO currently yields 75.49% against 1.07% for VTI.
Holdings Overlap
BITO and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BITO or VTI?
BITO has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, BITO or VTI?
Over the past year BITO returned -48.76% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), BITO annualized -5.52% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, BITO or VTI?
BITO has been the more volatile fund at 56.1% annualized versus 15.3% for VTI. Worst drawdown: BITO -77.9% vs VTI -56.6%.
Should I hold both BITO and VTI?
BITO and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BITO and VTI?
BITO and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, BITO or VTI?
BITO yields 75.49% while VTI yields 1.07%, so BITO currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.