BITS vs SCHD

BITS vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBITSSCHDWinner
Expense Ratio0.65%0.06%
AUM$23M$108.7B
Dividend Yield25.64%3.13%
Holdings5104
YTD Return-17.16%+26.54%
1Y Return-16.72%+30.90%
3Y Return (annualized)+35.61%+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)64.3%13.6%
Max Drawdown-83.1%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionNov 15, 2021Oct 20, 2011

BITS vs SCHD Performance

Global X Blockchain & Bitcoin Strategy ETF (BITS) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BITS returned -16.72% while SCHD returned +30.90%. Year to date, BITS is down 17.16% versus a gain of 26.54% for SCHD.

Over three years, BITS compounded at +35.61% per year against +16.29% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.51% annualized vs -2.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BITS has been the more volatile fund, with annualized monthly volatility of 64.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.1% for BITS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.27. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BITS charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, BITS currently yields 25.64% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

BITS and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BITS or SCHD?

BITS has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, BITS or SCHD?

Over the past year BITS returned -16.72% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), BITS annualized -2.48% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, BITS or SCHD?

BITS has been the more volatile fund at 64.3% annualized versus 13.6% for SCHD. Worst drawdown: BITS -83.1% vs SCHD -33.4%.

Should I hold both BITS and SCHD?

BITS and SCHD have a monthly-return correlation of 0.27, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BITS and SCHD?

BITS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, BITS or SCHD?

BITS yields 25.64% while SCHD yields 3.13%, so BITS currently pays the higher dividend yield.

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