BIV vs VONG

Quick Verdict

BIV has a lower expense ratio. VONG delivered stronger 1-year returns. BIV offers more diversification with 2101 holdings.

Lower Fees: BIVHigher Returns: VONGMore Diversified: BIV

Side-by-Side Comparison

MetricBIVVONGWinner
Expense Ratio0.03%0.06%
AUM$29.3B$44.9B
Dividend Yield4.18%0.54%
Holdings2,321390
YTD Return-0.92%+5.76%
1Y Return+1.54%+11.11%
3Y Return (annualized)+4.56%+22.46%
5Y Return (annualized)-0.20%+12.75%
Volatility (annualized)5.7%15.9%
Max Drawdown-20.3%-32.7%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionApr 3, 2007Sep 20, 2010

BIV vs VONG Performance

Vanguard Intermediate-Term Bond ETF (BIV) is a ETF from Vanguard (US) and Vanguard Russell 1000 Growth ETF (VONG) is a ETF from Vanguard (US). Over the past year BIV returned +1.54% while VONG returned +11.11%. Year to date, BIV is down 0.92% versus a gain of 5.76% for VONG.

Over three years, BIV compounded at +4.56% per year against +22.46% for VONG; over five years the annualized figures are -0.20% and +12.75% respectively. Across the full 16-year window we track, VONG has the edge at +15.78% annualized vs +0.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VONG has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 5.7% for BIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.3% for BIV and -32.7% for VONG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.30. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BIV charges 0.03% per year while VONG charges 0.06%. On a $10,000 position that is $3 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, BIV currently yields 4.18% against 0.54% for VONG.

Holdings Overlap

0.0%overlap

BIV and VONG share 2 holdings out of 2485 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BIVWeight in VONGDifference
GE0.01%0.97%0.96%
AON0.01%0.19%0.18%

Frequently Asked Questions

Which is cheaper, BIV or VONG?

BIV has an expense ratio of 0.03% while VONG charges 0.06%. BIV is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, BIV or VONG?

Over the past year BIV returned +1.54% vs +11.11% for VONG, so VONG leads on 1-year performance. Over the longest common window we track (16 years), BIV annualized +0.98% vs +15.78% for VONG. Past performance does not guarantee future results.

Which is riskier, BIV or VONG?

VONG has been the more volatile fund at 15.9% annualized versus 5.7% for BIV. Worst drawdown: BIV -20.3% vs VONG -32.7%.

Should I hold both BIV and VONG?

BIV and VONG have a monthly-return correlation of 0.30, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BIV and VONG?

BIV and VONG share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2485 unique securities.

Which pays a higher dividend, BIV or VONG?

BIV yields 4.18% while VONG yields 0.54%, so BIV currently pays the higher dividend yield.

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