BJUL vs XUSP

BJUL vs XUSP

Which is better, BJUL or XUSP?

XUSP has been ahead.

XUSP led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.96.

Lower Fees: TiedHigher Returns: XUSP

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBJULXUSP
Expense Ratio0.79%Tie0.79%Tie
AUM$361M$52M
Dividend Yield0.00%0.00%
Holdings1828
YTD Return+10.64%+15.41%Best
1Y Return+13.58%+18.79%Best
3Y Return (annualized)+17.47%+26.52%Best
5Y Return (annualized)+12.13%-
Volatility (annualized)10.0%Best17.6%
Max Drawdown-14.1%Best-22.6%
$10,000 over 4.2 years$17,434$20,559Best
Fund FamilyInnovator ETFs TrustInnovator ETFs Trust
CategoryAlternativeAlternative
StyleOption WritingOption Writing
InceptionAug 28, 2018Aug 10, 2022

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Aug 11, 2022 to Oct 12, 2026 (4.2 years).

BJUL vs XUSP growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.

Compare BJUL against instead:BJUL vs SPYBJUL vs QQQBJUL vs VOOBJUL vs VTIXUSP against:XUSP vs VXUS

BJUL vs XUSP Performance

Innovator U.S. Equity Buffer ETF - July (BJUL) is an ETF from Innovator ETFs Trust and Innovator Uncapped Accelerated US Equity ETF (XUSP) is an ETF from Innovator ETFs Trust. Over the past year BJUL returned +13.58% while XUSP returned +18.79%. Year to date, BJUL is up 10.64% versus a gain of 15.41% for XUSP.

Over three years, BJUL compounded at +17.47% per year against +26.52% for XUSP. Across the full 4-year window we track, XUSP has the edge at +18.72% annualized vs +14.15%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XUSP has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 10.0% for BJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.1% for BJUL and -22.6% for XUSP. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BJUL charges 0.79% per year while XUSP charges 0.79%. On a $10,000 position that is $79 vs $79 annually. On income, BJUL currently yields 0.00% against 0.00% for XUSP.

You are not choosing between two funds in isolation.

Whichever of BJUL and XUSP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BJULXUSP

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Frequently Asked Questions

Which is cheaper, BJUL or XUSP?

BJUL has an expense ratio of 0.79% while XUSP charges 0.79%. At the precision these are quoted to, they cost the same.

Which performed better, BJUL or XUSP?

Over the past year BJUL returned +13.58% vs +18.79% for XUSP, so XUSP leads on 1-year performance. Over the longest common window we track (4 years), BJUL annualized +14.15% vs +18.72% for XUSP. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BJUL or XUSP?

XUSP has been the more volatile fund at 17.6% annualized versus 10.0% for BJUL. Worst drawdown: BJUL -14.1% vs XUSP -22.6%.

Should I hold both BJUL and XUSP?

BJUL and XUSP have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, BJUL or XUSP?

BJUL yields 0.00% while XUSP yields 0.00%, so XUSP currently pays the higher dividend yield.

Is XUSP better than BJUL?

XUSP led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.