BND vs VOT

BND vs VOT

Which is better, BND or VOT?

Intermediate Term Bond against Mid Cap Growth.

BND has a lower expense ratio. VOT led over 1Y, 3Y, 5Y and the full window.

Lower Fees: BNDHigher Returns: VOT

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBNDVOT
Expense Ratio0.03%Best0.05%
AUM$160.9B$19.1B
Dividend Yield4.04%0.60%
Holdings17,437129
YTD Return-1.23%+4.24%Best
1Y Return-0.42%+0.42%Best
3Y Return (annualized)+4.09%+14.38%Best
5Y Return (annualized)-0.57%+4.53%Best
Volatility (annualized)4.6%Best18.8%
Max Drawdown-19.6%Best-60.3%
$10,000 over 5 years$9,718$12,480Best
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondMid Cap Growth
InceptionApr 3, 2007Aug 17, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 10, 2007 to Sep 18, 2026 (19.4 years).

BND vs VOT growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BND vs VOT Performance

Vanguard Total Bond Market ETF (BND) is an ETF from Vanguard (US) and Vanguard Morningstar Mid-Cap Growth ETF (VOT) is an ETF from Vanguard (US). Over the past year BND returned -0.42% while VOT returned +0.42%. Year to date, BND is down 1.23% versus a gain of 4.24% for VOT.

Over three years, BND compounded at +4.09% per year against +14.38% for VOT; over five years the annualized figures are -0.57% and +4.53% respectively. Across the full 19-year window we track, VOT has the edge at +8.72% annualized vs +0.63%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOT has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 4.6% for BND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for BND and -60.3% for VOT. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.27. They move largely independently of each other.

Fees and Cost Over Time

BND charges 0.03% per year while VOT charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, BND currently yields 4.04% against 0.60% for VOT.

Holdings Overlap

VOT already in BND0.3%

At least 0.3% of VOT's money is in holdings BND also owns.

Stated as a floor: for BND, our book for it covers 1.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 16 positions we hold weights for in BND and 123 in VOT, against full books of 17,437 and 129.

Top Shared Holdings

StockWeight in BNDWeight in VOTDifference
MKLMarkel Group Inc1.36%0.25%1.11%

You are not choosing between two funds in isolation.

Whichever of BND and VOT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BNDVOT

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Frequently Asked Questions

Which is cheaper, BND or VOT?

BND has an expense ratio of 0.03% while VOT charges 0.05%. BND is the cheaper option, by $2 a year on a $10,000 investment.

Which performed better, BND or VOT?

Over the past year BND returned -0.42% vs +0.42% for VOT, so VOT leads on 1-year performance. Over the longest common window we track (19 years), BND annualized +0.63% vs +8.72% for VOT. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BND or VOT?

VOT has been the more volatile fund at 18.8% annualized versus 4.6% for BND. Worst drawdown: BND -19.6% vs VOT -60.3%.

Should I hold both BND and VOT?

BND and VOT have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BND or VOT?

BND yields 4.04% while VOT yields 0.60%, so BND currently pays the higher dividend yield.

Is VOT better than BND?

BND has a lower expense ratio. VOT led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.