BND vs VUG

BND vs VUG

Which is better, BND or VUG?

Intermediate Term Bond against Large Cap Growth.

VUG led over 1Y, 3Y, 5Y and the full window.

Lower Fees: TiedHigher Returns: VUG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBNDVUG
Expense Ratio0.03%Tie0.03%Tie
AUM$160.9B$219.5B
Dividend Yield4.04%0.38%
Holdings17,437146
YTD Return-1.23%+9.77%Best
1Y Return-0.42%+12.34%Best
3Y Return (annualized)+4.09%+24.08%Best
5Y Return (annualized)-0.57%+13.00%Best
Volatility (annualized)4.6%Best17.5%
Max Drawdown-19.6%Best-51.4%
$10,000 over 5 years$9,718$18,424Best
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Growth
InceptionApr 3, 2007Jan 26, 2004

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 10, 2007 to Sep 18, 2026 (19.4 years).

BND vs VUG growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BND vs VUG Performance

Vanguard Total Bond Market ETF (BND) is an ETF from Vanguard (US) and Vanguard Morningstar Growth ETF (VUG) is an ETF from Vanguard (US). Over the past year BND returned -0.42% while VUG returned +12.34%. Year to date, BND is down 1.23% versus a gain of 9.77% for VUG.

Over three years, BND compounded at +4.09% per year against +24.08% for VUG; over five years the annualized figures are -0.57% and +13.00% respectively. Across the full 19-year window we track, VUG has the edge at +12.08% annualized vs +0.63%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VUG has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 4.6% for BND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for BND and -51.4% for VUG. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.28. They move largely independently of each other.

Fees and Cost Over Time

BND charges 0.03% per year while VUG charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, BND currently yields 4.04% against 0.38% for VUG.

Holdings Overlap

We hold position weights for 16 holdings in BND and 147 in VUG, totalling 1.5% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 16 positions we hold weights for in BND and 147 in VUG, against full books of 17,437 and 146.

You are not choosing between two funds in isolation.

Whichever of BND and VUG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BNDVUG

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BND or VUG?

BND has an expense ratio of 0.03% while VUG charges 0.03%. At the precision these are quoted to, they cost the same.

Which performed better, BND or VUG?

Over the past year BND returned -0.42% vs +12.34% for VUG, so VUG leads on 1-year performance. Over the longest common window we track (19 years), BND annualized +0.63% vs +12.08% for VUG. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BND or VUG?

VUG has been the more volatile fund at 17.5% annualized versus 4.6% for BND. Worst drawdown: BND -19.6% vs VUG -51.4%.

Should I hold both BND and VUG?

BND and VUG have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BND or VUG?

BND yields 4.04% while VUG yields 0.38%, so BND currently pays the higher dividend yield.

Is VUG better than BND?

VUG led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.