BOAT vs SCHD

BOAT vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. BOAT delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: BOATMore Diversified: SCHD

Side-by-Side Comparison

MetricBOATSCHDWinner
Expense Ratio0.69%0.06%
AUM$86M$108.7B
Dividend Yield6.35%3.13%
Holdings57104
YTD Return+56.89%+25.69%
1Y Return+66.03%+30.41%
3Y Return (annualized)+30.97%+16.03%
5Y Return (annualized)+24.80%+9.64%
Volatility (annualized)27.2%13.6%
Max Drawdown-33.9%-33.4%
Fund FamilyLucania Investments LLCCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 3, 2021Oct 20, 2011

BOAT vs SCHD Performance

SonicShares Global Shipping ETF (BOAT) is a ETF from Lucania Investments LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BOAT returned +66.03% while SCHD returned +30.41%. Year to date, BOAT is up 56.89% versus a gain of 25.69% for SCHD.

Over three years, BOAT compounded at +30.97% per year against +16.03% for SCHD; over five years the annualized figures are +24.80% and +9.64% respectively. Across the full 5-year window we track, BOAT has the edge at +26.92% annualized vs +11.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BOAT has been the more volatile fund, with annualized monthly volatility of 27.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.9% for BOAT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BOAT charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, BOAT currently yields 6.35% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

BOAT and SCHD share 0 holdings out of 152 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BOAT or SCHD?

BOAT has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, BOAT or SCHD?

Over the past year BOAT returned +66.03% vs +30.41% for SCHD, so BOAT leads on 1-year performance. Over the longest common window we track (5 years), BOAT annualized +26.92% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, BOAT or SCHD?

BOAT has been the more volatile fund at 27.2% annualized versus 13.6% for SCHD. Worst drawdown: BOAT -33.9% vs SCHD -33.4%.

Should I hold both BOAT and SCHD?

BOAT and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BOAT and SCHD?

BOAT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 152 unique securities.

Which pays a higher dividend, BOAT or SCHD?

BOAT yields 6.35% while SCHD yields 3.13%, so BOAT currently pays the higher dividend yield.

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