BOXX vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricBOXXSPYWinner
Expense Ratio0.19%0.09%
AUM$13.2B$789.1B
Dividend Yield0.00%1.01%
Holdings10505
YTD Return+2.32%+13.39%
1Y Return+4.08%+22.52%
3Y Return (annualized)+4.69%+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)0.3%15.3%
Max Drawdown-0.1%-56.5%
Fund FamilyAlpha ArchitectState Street Investment Management
CategoryAlternativeEquity
InceptionDec 28, 2022Jan 22, 1993

BOXX vs SPY Performance

Alpha Architect 1-3 Month Box ETF (BOXX) is a ETF from Alpha Architect and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BOXX returned +4.08% while SPY returned +22.52%. Year to date, BOXX is up 2.32% versus a gain of 13.39% for SPY.

Over three years, BOXX compounded at +4.69% per year against +21.36% for SPY. Across the full 4-year window we track, SPY has the edge at +8.84% annualized vs +4.70%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 0.3% for BOXX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.1% for BOXX and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.12. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BOXX charges 0.19% per year while SPY charges 0.09%. On a $10,000 position that is $19 vs $9 annually, a gap of $10 per year that compounds over a long holding period. On income, BOXX currently yields 0.00% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, BOXX or SPY?

BOXX has an expense ratio of 0.19% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, BOXX or SPY?

Over the past year BOXX returned +4.08% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), BOXX annualized +4.70% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, BOXX or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 0.3% for BOXX. Worst drawdown: BOXX -0.1% vs SPY -56.5%.

Should I hold both BOXX and SPY?

BOXX and SPY have a monthly-return correlation of -0.12, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BOXX or SPY?

BOXX yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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