BRLN vs VYM
iShares Floating Rate Loan Active ETF vs Vanguard High Dividend Yield ETF
Which is better, BRLN or VYM?
Bank Loan against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BRLN | VYM |
|---|---|---|
| Expense Ratio | 0.55% | 0.04%Best |
| AUM | $54M | $81.6B |
| Dividend Yield | 6.15% | 2.22% |
| Holdings | 463 | 613 |
| YTD Return | -1.47% | +11.35%Best |
| 1Y Return | -0.60% | +15.34%Best |
| 3Y Return (annualized) | +4.48% | +17.22%Best |
| 5Y Return (annualized) | - | +12.30% |
| Volatility (annualized) | 2.7%Best | 11.7% |
| Max Drawdown | -3.9%Best | -14.5% |
| $10,000 over 4 years | $12,816 | $18,081Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Value |
| Inception | Oct 4, 2022 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Oct 6, 2022 to Sep 18, 2026 (4 years).
BRLN vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
BRLN vs VYM Performance
iShares Floating Rate Loan Active ETF (BRLN) is an ETF from BlackRock, Inc. (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year BRLN returned -0.60% while VYM returned +15.34%. Year to date, BRLN is down 1.47% versus a gain of 11.35% for VYM.
Over three years, BRLN compounded at +4.48% per year against +17.22% for VYM. Across the full 4-year window we track, VYM has the edge at +15.96% annualized vs +6.40%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 2.7% for BRLN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.9% for BRLN and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BRLN charges 0.55% per year while VYM charges 0.04%. On a $10,000 position that is $55 vs $4 annually, a gap of $51 per year that compounds over a long holding period. On income, BRLN currently yields 6.15% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 152 holdings in BRLN and 557 in VYM, totalling 51.2% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 152 positions we hold weights for in BRLN and 557 in VYM, against full books of 463 and 613.
You are not choosing between two funds in isolation.
Whichever of BRLN and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BRLN or VYM?
BRLN has an expense ratio of 0.55% while VYM charges 0.04%. VYM is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, BRLN or VYM?
Over the past year BRLN returned -0.60% vs +15.34% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), BRLN annualized +6.40% vs +15.96% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BRLN or VYM?
VYM has been the more volatile fund at 11.7% annualized versus 2.7% for BRLN. Worst drawdown: BRLN -3.9% vs VYM -14.5%.
Should I hold both BRLN and VYM?
BRLN and VYM have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BRLN or VYM?
BRLN yields 6.15% while VYM yields 2.22%, so BRLN currently pays the higher dividend yield.
Is VYM better than BRLN?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.