BSCQ vs VTI
Invesco BulletShares 2026 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BSCQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $3.5B | $666.9B | |
| Dividend Yield | 4.09% | 1.07% | |
| Holdings | 194 | 3,543 | |
| YTD Return | +2.30% | +12.65% | |
| 1Y Return | +4.06% | +21.39% | |
| 3Y Return (annualized) | +5.40% | +21.54% | |
| 5Y Return (annualized) | +1.55% | +12.11% | |
| Volatility (annualized) | 4.7% | 15.3% | |
| Max Drawdown | -16.5% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 13, 2016 | May 24, 2001 |
BSCQ vs VTI Performance
Invesco BulletShares 2026 Corporate Bond ETF (BSCQ) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BSCQ returned +4.06% while VTI returned +21.39%. Year to date, BSCQ is up 2.30% versus a gain of 12.65% for VTI.
Over three years, BSCQ compounded at +5.40% per year against +21.54% for VTI; over five years the annualized figures are +1.55% and +12.11% respectively. Across the full 10-year window we track, VTI has the edge at +8.07% annualized vs +1.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.7% for BSCQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for BSCQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSCQ charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCQ currently yields 4.09% against 1.07% for VTI.
Holdings Overlap
BSCQ and VTI share 0 holdings out of 3030 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSCQ or VTI?
BSCQ has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, BSCQ or VTI?
Over the past year BSCQ returned +4.06% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), BSCQ annualized +1.60% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, BSCQ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.7% for BSCQ. Worst drawdown: BSCQ -16.5% vs VTI -56.6%.
Should I hold both BSCQ and VTI?
BSCQ and VTI have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSCQ and VTI?
BSCQ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3030 unique securities.
Which pays a higher dividend, BSCQ or VTI?
BSCQ yields 4.09% while VTI yields 1.07%, so BSCQ currently pays the higher dividend yield.
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