BSMV vs VTI
Invesco BulletShares 2031 Municipal Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BSMV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $186M | $663.5B | |
| Dividend Yield | 2.90% | 1.07% | |
| Holdings | 1,457 | 3,543 | |
| YTD Return | +0.51% | +14.96% | |
| 1Y Return | +3.69% | +22.39% | |
| 3Y Return (annualized) | +3.00% | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 8.2% | 15.4% | |
| Max Drawdown | -20.7% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Sep 15, 2021 | May 24, 2001 |
BSMV vs VTI Performance
Invesco BulletShares 2031 Municipal Bond ETF (BSMV) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BSMV returned +3.69% while VTI returned +22.39%. Year to date, BSMV is up 0.51% versus a gain of 14.96% for VTI.
Over three years, BSMV compounded at +3.00% per year against +21.51% for VTI. Across the full 5-year window we track, VTI has the edge at +8.16% annualized vs -0.73%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 8.2% for BSMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for BSMV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSMV charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, BSMV currently yields 2.90% against 1.07% for VTI.
Holdings Overlap
BSMV and VTI share 0 holdings out of 3231 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSMV or VTI?
BSMV has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, BSMV or VTI?
Over the past year BSMV returned +3.69% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), BSMV annualized -0.73% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, BSMV or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 8.2% for BSMV. Worst drawdown: BSMV -20.7% vs VTI -56.6%.
Should I hold both BSMV and VTI?
BSMV and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSMV and VTI?
BSMV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3231 unique securities.
Which pays a higher dividend, BSMV or VTI?
BSMV yields 2.90% while VTI yields 1.07%, so BSMV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.