BSTU vs SPY

Quick Verdict

BSTU has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: BSTUHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricBSTUSPYWinner
Expense Ratio0.07%0.09%
AUM$1M$821.1B
Dividend Yield0.47%1.01%
Holdings30505
YTD Return+0.49%+14.24%
1Y Return-+21.71%
3Y Return (annualized)-+22.10%
5Y Return (annualized)-+13.21%
Volatility (annualized)-15.3%
Max Drawdown-0.9%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryAllocation/BalancedEquity
InceptionJun 10, 2026Jan 22, 1993

BSTU vs SPY Performance

Invesco BulletShares 2030 Treasury Bond ETF (BSTU) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BSTU is up 0.49% versus a gain of 14.24% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.9% for BSTU and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BSTU charges 0.07% per year while SPY charges 0.09%. On a $10,000 position that is $7 vs $9 annually, a gap of $2 per year that compounds over a long holding period. On income, BSTU currently yields 0.47% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BSTU and SPY share 0 holdings out of 529 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSTU or SPY?

BSTU has an expense ratio of 0.07% while SPY charges 0.09%. BSTU is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

What is the holdings overlap between BSTU and SPY?

BSTU and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 529 unique securities.

Which pays a higher dividend, BSTU or SPY?

BSTU yields 0.47% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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