BTCL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBTCLSCHDWinner
Expense Ratio0.95%0.06%
AUM$22M$103.7B
Dividend Yield4.61%3.31%
Holdings4104
YTD Return-60.47%+25.58%
1Y Return-81.25%+31.06%
3Y Return (annualized)-+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)92.3%13.6%
Max Drawdown-84.3%-33.4%
Fund FamilyREX SharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJul 10, 2024Oct 20, 2011

BTCL vs SCHD Performance

T-Rex 2X Long Bitcoin Daily Target ETF (BTCL) is a ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BTCL returned -81.25% while SCHD returned +31.06%. Year to date, BTCL is down 60.47% versus a gain of 25.58% for SCHD.

Risk: Volatility and Drawdowns

BTCL has been the more volatile fund, with annualized monthly volatility of 92.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -84.3% for BTCL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.05. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BTCL charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, BTCL currently yields 4.61% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

BTCL and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BTCL or SCHD?

BTCL has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, BTCL or SCHD?

Over the past year BTCL returned -81.25% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BTCL annualized -27.58% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, BTCL or SCHD?

BTCL has been the more volatile fund at 92.3% annualized versus 13.6% for SCHD. Worst drawdown: BTCL -84.3% vs SCHD -33.4%.

Should I hold both BTCL and SCHD?

BTCL and SCHD have a monthly-return correlation of -0.05, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BTCL and SCHD?

BTCL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, BTCL or SCHD?

BTCL yields 4.61% while SCHD yields 3.31%, so BTCL currently pays the higher dividend yield.

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