BTX vs SCHD
BTX vs SCHD
BlackRock Technology and Private Equity Term Trust vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BTX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.35% | 0.06% | |
| AUM | $1.1B | $103.7B | |
| Dividend Yield | 6.72% | 3.31% | |
| Holdings | 82 | 104 | |
| YTD Return | +34.70% | +24.26% | |
| 1Y Return | +27.15% | +31.38% | |
| 3Y Return (annualized) | +14.15% | +15.08% | |
| 5Y Return (annualized) | -5.76% | +9.72% | |
| Volatility (annualized) | 27.7% | 13.6% | |
| Max Drawdown | -67.3% | -33.4% | |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2021 | Oct 20, 2011 |
BTX vs SCHD Performance
BlackRock Technology and Private Equity Term Trust (BTX) is a ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BTX returned +27.15% while SCHD returned +31.38%. Year to date, BTX is up 34.70% versus a gain of 24.26% for SCHD.
Over three years, BTX compounded at +14.15% per year against +15.08% for SCHD; over five years the annualized figures are -5.76% and +9.72% respectively. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs -5.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BTX has been the more volatile fund, with annualized monthly volatility of 27.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.3% for BTX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTX charges 1.35% per year while SCHD charges 0.06%. On a $10,000 position that is $135 vs $6 annually, a gap of $129 per year that compounds over a long holding period. On income, BTX currently yields 6.72% against 3.31% for SCHD.
Holdings Overlap
BTX and SCHD share 0 holdings out of 157 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTX or SCHD?
BTX has an expense ratio of 1.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $129 per year of difference.
Which performed better, BTX or SCHD?
Over the past year BTX returned +27.15% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), BTX annualized -5.54% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BTX or SCHD?
BTX has been the more volatile fund at 27.7% annualized versus 13.6% for SCHD. Worst drawdown: BTX -67.3% vs SCHD -33.4%.
Should I hold both BTX and SCHD?
BTX and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTX and SCHD?
BTX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 157 unique securities.
Which pays a higher dividend, BTX or SCHD?
BTX yields 6.72% while SCHD yields 3.31%, so BTX currently pays the higher dividend yield.
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