BTX vs SCHD
BlackRock Technology and Private Equity Term Trust vs Schwab US Dividend Equity ETF
Which is better, BTX or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. BTX led over 1Y and 3Y, SCHD over 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BTX | SCHD |
|---|---|---|
| Expense Ratio | 1.35% | 0.06%Best |
| AUM | $1.1B | $112.1B |
| Dividend Yield | 6.62% | 3.00% |
| Holdings | 82 | 103 |
| YTD Return | +41.49%Best | +24.96% |
| 1Y Return | +37.68%Best | +28.75% |
| 3Y Return (annualized) | +19.24%Best | +15.71% |
| 5Y Return (annualized) | -5.03% | +9.86%Best |
| Volatility (annualized) | 27.8% | 14.4%Best |
| Max Drawdown | -67.3% | -16.9%Best |
| $10,000 over 5 years | $7,726 | $16,003Best |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Mar 26, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Mar 26, 2021 to Sep 9, 2026 (5.5 years).
BTX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
BTX vs SCHD Performance
BlackRock Technology and Private Equity Term Trust (BTX) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BTX returned +37.68% while SCHD returned +28.75%. Year to date, BTX is up 41.49% versus a gain of 24.96% for SCHD.
Over three years, BTX compounded at +19.24% per year against +15.71% for SCHD; over five years the annualized figures are -5.03% and +9.86% respectively. Across the full 6-year window we track, SCHD has the edge at +9.87% annualized vs -4.59%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BTX has been the more volatile fund, with annualized monthly volatility of 27.8% compared with 14.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.3% for BTX and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BTX charges 1.35% per year while SCHD charges 0.06%. On a $10,000 position that is $135 vs $6 annually, a gap of $129 per year that compounds over a long holding period. On income, BTX currently yields 6.62% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 57 holdings in BTX and 100 in SCHD, totalling 68.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 243 days apart, BTX as of Dec 31, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 57 positions we hold weights for in BTX and 100 in SCHD, against full books of 82 and 103.
You are not choosing between two funds in isolation.
Whichever of BTX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BTX or SCHD?
BTX has an expense ratio of 1.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $129 a year on a $10,000 investment.
Which performed better, BTX or SCHD?
Over the past year BTX returned +37.68% vs +28.75% for SCHD, so BTX leads on 1-year performance. Over the longest common window we track (6 years), BTX annualized -4.59% vs +9.87% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BTX or SCHD?
BTX has been the more volatile fund at 27.8% annualized versus 14.4% for SCHD. Worst drawdown: BTX -67.3% vs SCHD -16.9%.
Should I hold both BTX and SCHD?
BTX and SCHD have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BTX or SCHD?
BTX yields 6.62% while SCHD yields 3.00%, so BTX currently pays the higher dividend yield.
Is SCHD better than BTX?
SCHD has a lower expense ratio. BTX led over 1Y and 3Y, SCHD over 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.