CAS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCASSCHDWinner
Expense Ratio0.88%0.06%
AUM$12M$103.7B
Dividend Yield20.81%3.31%
Holdings39104
YTD Return+10.60%+25.33%
1Y Return+3.60%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)28.2%13.6%
Max Drawdown-24.1%-33.4%
Fund FamilySimplify Exchange Traded FundsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 13, 2025Oct 20, 2011

CAS vs SCHD Performance

Simplify China A Shares PLUS Income ETF (CAS) is a ETF from Simplify Exchange Traded Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CAS returned +3.60% while SCHD returned +32.31%. Year to date, CAS is up 10.60% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

CAS has been the more volatile fund, with annualized monthly volatility of 28.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.1% for CAS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CAS charges 0.88% per year while SCHD charges 0.06%. On a $10,000 position that is $88 vs $6 annually, a gap of $82 per year that compounds over a long holding period. On income, CAS currently yields 20.81% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

CAS and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CAS or SCHD?

CAS has an expense ratio of 0.88% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, CAS or SCHD?

Over the past year CAS returned +3.60% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CAS annualized +19.24% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, CAS or SCHD?

CAS has been the more volatile fund at 28.2% annualized versus 13.6% for SCHD. Worst drawdown: CAS -24.1% vs SCHD -33.4%.

Should I hold both CAS and SCHD?

CAS and SCHD have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CAS and SCHD?

CAS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, CAS or SCHD?

CAS yields 20.81% while SCHD yields 3.31%, so CAS currently pays the higher dividend yield.

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