CBXJ vs SCHD

CBXJ vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCBXJSCHDWinner
Expense Ratio0.69%0.06%
AUM$18M$112.2B
Dividend Yield2.21%3.13%
Holdings7103
YTD Return-6.61%+27.89%
1Y Return-19.71%+29.93%
3Y Return (annualized)-+16.13%
5Y Return (annualized)-+10.00%
Volatility (annualized)16.4%13.6%
Max Drawdown-30.2%-33.4%
Fund FamilyCalamos InvestmentsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionFeb 4, 2025Oct 20, 2011

CBXJ vs SCHD Performance

Calamos Bitcoin 90 Series Structured Alt Protection ETF - January (CBXJ) is a ETF from Calamos Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CBXJ returned -19.71% while SCHD returned +29.93%. Year to date, CBXJ is down 6.61% versus a gain of 27.89% for SCHD.

Risk: Volatility and Drawdowns

CBXJ has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.2% for CBXJ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.21. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CBXJ charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, CBXJ currently yields 2.21% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, CBXJ or SCHD?

CBXJ has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, CBXJ or SCHD?

Over the past year CBXJ returned -19.71% vs +29.93% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CBXJ annualized -8.23% vs +11.56% for SCHD. Past performance does not guarantee future results.

Which is riskier, CBXJ or SCHD?

CBXJ has been the more volatile fund at 16.4% annualized versus 13.6% for SCHD. Worst drawdown: CBXJ -30.2% vs SCHD -33.4%.

Should I hold both CBXJ and SCHD?

CBXJ and SCHD have a monthly-return correlation of -0.21, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CBXJ or SCHD?

CBXJ yields 2.21% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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