CBXY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCBXYSCHDWinner
Expense Ratio0.69%0.06%
AUM$6M$103.7B
Dividend Yield1.45%3.31%
Holdings5104
YTD Return-5.11%+25.33%
1Y Return-13.18%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)7.0%13.6%
Max Drawdown-16.4%-33.4%
Fund FamilyCalamos InvestmentsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJul 8, 2025Oct 20, 2011

CBXY vs SCHD Performance

Calamos Bitcoin 90 Series Structured Alt Protection ETF - July (CBXY) is a ETF from Calamos Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CBXY returned -13.18% while SCHD returned +32.31%. Year to date, CBXY is down 5.11% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.0% for CBXY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.4% for CBXY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CBXY charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, CBXY currently yields 1.45% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, CBXY or SCHD?

CBXY has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, CBXY or SCHD?

Over the past year CBXY returned -13.18% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CBXY annualized -9.43% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, CBXY or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 7.0% for CBXY. Worst drawdown: CBXY -16.4% vs SCHD -33.4%.

Should I hold both CBXY and SCHD?

CBXY and SCHD have a monthly-return correlation of -0.38, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CBXY or SCHD?

CBXY yields 1.45% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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