CEF vs SCHD
Sprott Physical Gold and Silver Trust vs Schwab US Dividend Equity ETF
Which is better, CEF or SCHD?
Precious Metals against Large Cap Value.
SCHD has a lower expense ratio. CEF led over 1Y, 3Y and 5Y, SCHD over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CEF | SCHD |
|---|---|---|
| Expense Ratio | 0.46% | 0.06%Best |
| AUM | $7.7B | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 4 | 103 |
| YTD Return | -4.20% | +24.23%Best |
| 1Y Return | +29.62%Best | +27.90% |
| 3Y Return (annualized) | +34.62%Best | +15.55% |
| 5Y Return (annualized) | +20.95%Best | +9.97% |
| Volatility (annualized) | 22.3% | 13.6%Best |
| Max Drawdown | -59.1% | -33.4%Best |
| $10,000 over 5 years | $25,884Best | $16,083 |
| Fund Family | Sprott Asset Management LP | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Precious Metals | Large Cap Value |
| Inception | Jan 16, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 17, 2026 (14.9 years).
CEF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
CEF vs SCHD Performance
Sprott Physical Gold and Silver Trust (CEF) is an ETF from Sprott Asset Management LP and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CEF returned +29.62% while SCHD returned +27.90%. Year to date, CEF is down 4.20% versus a gain of 24.23% for SCHD.
Over three years, CEF compounded at +34.62% per year against +15.55% for SCHD; over five years the annualized figures are +20.95% and +9.97% respectively. Across the full 15-year window we track, SCHD has the edge at +11.30% annualized vs +5.24%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CEF has been the more volatile fund, with annualized monthly volatility of 22.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.1% for CEF and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
CEF charges 0.46% per year while SCHD charges 0.06%. On a $10,000 position that is $46 vs $6 annually, a gap of $40 per year that compounds over a long holding period. On income, CEF currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of CEF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CEF or SCHD?
CEF has an expense ratio of 0.46% while SCHD charges 0.06%. SCHD is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, CEF or SCHD?
Over the past year CEF returned +29.62% vs +27.90% for SCHD, so CEF leads on 1-year performance. Over the longest common window we track (15 years), CEF annualized +5.24% vs +11.30% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CEF or SCHD?
CEF has been the more volatile fund at 22.3% annualized versus 13.6% for SCHD. Worst drawdown: CEF -59.1% vs SCHD -33.4%.
Should I hold both CEF and SCHD?
CEF and SCHD have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CEF or SCHD?
CEF yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CEF?
SCHD has a lower expense ratio. CEF led over 1Y, 3Y and 5Y, SCHD over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.