CLOD vs SCHD
Themes Cloud Computing ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CLOD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $2M | $103.7B | |
| Dividend Yield | 1.54% | 3.31% | |
| Holdings | 107 | 104 | |
| YTD Return | +8.55% | +25.62% | |
| 1Y Return | +5.19% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 23.9% | 13.6% | |
| Max Drawdown | -31.4% | -33.4% | |
| Fund Family | Themes ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 15, 2023 | Oct 20, 2011 |
CLOD vs SCHD Performance
Themes Cloud Computing ETF (CLOD) is a ETF from Themes ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CLOD returned +5.19% while SCHD returned +32.62%. Year to date, CLOD is up 8.55% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
CLOD has been the more volatile fund, with annualized monthly volatility of 23.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for CLOD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CLOD charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, CLOD currently yields 1.54% against 3.31% for SCHD.
Holdings Overlap
CLOD and SCHD share 1 holdings out of 150 unique holdings combined, representing a 0.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CLOD | Weight in SCHD | Difference |
|---|---|---|---|
| PAYX | 1.51% | 0.93% | 0.58% |
Frequently Asked Questions
Which is cheaper, CLOD or SCHD?
CLOD has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, CLOD or SCHD?
Over the past year CLOD returned +5.19% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), CLOD annualized +13.12% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, CLOD or SCHD?
CLOD has been the more volatile fund at 23.9% annualized versus 13.6% for SCHD. Worst drawdown: CLOD -31.4% vs SCHD -33.4%.
Should I hold both CLOD and SCHD?
CLOD and SCHD have a monthly-return correlation of -0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CLOD and SCHD?
CLOD and SCHD share 1 common holdings with a 0.9% weight overlap. Combined, they hold 150 unique securities.
Which pays a higher dividend, CLOD or SCHD?
CLOD yields 1.54% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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