CLOI vs VYM

CLOI vs VYM

Which is better, CLOI or VYM?

Investment Grade Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCLOIVYM
Expense Ratio0.36%0.04%Best
AUM$1.5B$81.6B
Dividend Yield5.20%2.22%
Holdings183613
YTD Return+3.45%+12.87%Best
1Y Return+5.17%+17.25%Best
3Y Return (annualized)+6.39%+17.66%Best
5Y Return (annualized)-+11.98%
Volatility (annualized)1.6%Best13.3%
Max Drawdown-3.3%Best-14.5%
$10,000 over 4.2 years$13,167$17,927Best
Fund FamilyVanEckVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Value
InceptionJun 21, 2022Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jun 23, 2022 to Sep 15, 2026 (4.2 years).

CLOI vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.

CLOI vs VYM Performance

VanEck CLO ETF (CLOI) is an ETF from VanEck and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CLOI returned +5.17% while VYM returned +17.25%. Year to date, CLOI is up 3.45% versus a gain of 12.87% for VYM.

Over three years, CLOI compounded at +6.39% per year against +17.66% for VYM. Across the full 4-year window we track, VYM has the edge at +14.91% annualized vs +6.77%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 1.6% for CLOI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.3% for CLOI and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.18. They move largely independently of each other.

Fees and Cost Over Time

CLOI charges 0.36% per year while VYM charges 0.04%. On a $10,000 position that is $36 vs $4 annually, a gap of $32 per year that compounds over a long holding period. On income, CLOI currently yields 5.20% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 11 holdings in CLOI and 557 in VYM, totalling 5.4% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 11 positions we hold weights for in CLOI and 557 in VYM, against full books of 183 and 613.

You are not choosing between two funds in isolation.

Whichever of CLOI and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CLOIVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CLOI or VYM?

CLOI has an expense ratio of 0.36% while VYM charges 0.04%. VYM is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, CLOI or VYM?

Over the past year CLOI returned +5.17% vs +17.25% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), CLOI annualized +6.77% vs +14.91% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CLOI or VYM?

VYM has been the more volatile fund at 13.3% annualized versus 1.6% for CLOI. Worst drawdown: CLOI -3.3% vs VYM -14.5%.

Should I hold both CLOI and VYM?

CLOI and VYM have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CLOI or VYM?

CLOI yields 5.20% while VYM yields 2.22%, so CLOI currently pays the higher dividend yield.

Is VYM better than CLOI?

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.